St. Louis County property record for 837 5th St, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,197 sqft · built 1940 |
| Lot Size | 0.07 acres (3,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2024) |
| Tax Bill | $392 (2026) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0150-02450 |
| Primary APN | 185-0150-02450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,197 sqft Gross Area |
| 1st Floor Area | 637 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,075 sqft (0.07 acres) |
| Garage Area | 720 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 42 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1170096 |
|---|---|
| Street Address | 837 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0040 BLOCK:006 SERIAL # |
| Legal Subdivision | MAGOFFINS SECOND DIVISION |
| Legal Block | 6 |
| Legal Lot Number | 40 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0150-02450
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 837 5TH ST, DULUTH, MN 55810-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2018 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Aug 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | Sep 06, 2018 · Amount on Record |
| Deed Document Number | 20241493690 |
| Prior Transfer Date | May 11, 2012 |
| Prior Transfer Doc | 0001188077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 06, 2018 |
| Property Address | 837 5TH ST, DULUTH, MN 55810-1730 |
| Document Number | 0001340049 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 1340049 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 837 5TH ST PROCTOR MN 558101730, PROCTOR, MN 55810-1730 |
| Document Number | 1340050 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 1340050 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2048 |
| Document Number | 1340051, |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 1340051 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 05, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 837 5TH ST, DULUTH, MN 55810-1730 |
| Document Number | 00A1343556 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 837 5TH ST PROCTOR MN 558101730, PROCTOR, MN 55810-1730 |
| Document Number | 00A1343556 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | A1343556 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 28, 2028 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392.00 (-81.26%) | ||
| 2025 | $2,092.00 (+7.17%) Homeowner's exemption | $25,200 (-85.61%) Land $6,800 Building $18,400 | $25,200 (-85.61%) Land $6,800 Building $18,400 |
| 2024 | $1,952.00 | $175,100 (+30.28%) Land $6,700 Building $168,400 | $175,100 (+30.28%) Land $6,700 Building $168,400 |
| 2022 | $134,400 Land $5,000 Building $129,400 | $134,400 Land $5,000 Building $129,400 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Proctor serves 3,099 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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