837 5th St, Berthoud, CO 80513 Property Records

Larimer County property record for 837 5th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1889
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2017)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94144-26-003`

Property Details

APN / Parcel Number

Primary APN	`94144-26-003`
Alternative APN	`R0481173`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	910 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1889
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	484 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0481173
Old Parcel Number	9414426003
Street Address	837 5TH ST
City	BERTHOUD
State	CO
Zip	80513-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4, BLK 11, BER
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SE
Legal Subdivision	BER BLK 11
Legal Block	11
Legal Lot Number	3&4 4
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1006
Census Tract	2700

Owner

837 5th St is owned and occupied by an individual who bought it in October 2017.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	837 5TH ST, BERTHOUD, CO 80513-1171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Oct 2, 2017	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Prior Sale	Oct 7, 2004
Deed Document Number	20170065949
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	837 5TH ST, BERTHOUD, CO 80513-1171
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 5TH ST, BERTHOUD, CO 80513-1171

Mortgage

Document Number	0000053810
Date	Nov 17, 2025
Instrument	20250053810

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	837 5TH ST, BERTHOUD, CO 80513-1171
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 5TH ST, BERTHOUD, CO 80513-1171

Mortgage

Document Number	0000007034
Date	Feb 1, 2022
Instrument	20220007034

Lender

Name	ZB NA
Type	Bank
Address	LONGMONT, CO 80501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	837 5TH ST, BERTHOUD, CO 80513-1171
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097320
Date	Nov 20, 2020
Instrument	20200097320

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 2, 2017
Property Address	837 5TH ST, BERTHOUD, CO 80513-1171
Document Number	0000065949
Instrument Date	Sep 29, 2017
Instrument	20170065949
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 5TH ST, BERTHOUD, CO 80513-1171

Mortgage

Document Number	0000065950
Date	Oct 2, 2017
Instrument	20170065950

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 837 5th St was $2,562.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,562.00	$25,319 Land $1,625 Building $23,694	$405,100 Land $26,000 Building $379,100
2023	$2,128.00 (+17.37%)	$26,633 (+40.83%) Land $1,742 Building $24,891	$397,500 (+46.09%) Land $26,000 Building $371,500
2022	$1,813.00	$18,911 Land $1,807 Building $17,104	$272,100 Land $26,000 Building $246,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 837 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 837 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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