Effingham County property record for 8366 Timber Rdg, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,863 sqft · built 2001 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | Individual Name on File |
| Last Sale | $381,000 (Feb 2021) |
| Tax Bill | $3,677 (2022) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-022-002 |
| Primary APN | 14-10-022-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,863 sqft Base Area |
| Basement Area | 1,595 sqft |
| Year Built | Built 2001 |
|---|---|
| Construction Type | Frame |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Area | 992 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 8366 TIMBER RDG |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT TRACTS L & M E1/2 3660/308 3371/81 1524/262 1226/69 1226/51 1226/48 |
| Legal Tract | L |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950500 |
Source: Effingham County records · APN 14-10-022-002
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8366 TIMBER RDG, EFFINGHAM, IL 62401-7182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Mar 20, 2018 | Warranty Deed, Transfer · VA Mortgage MIDLAND STATES BANK |
| Jun 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2018 · Amount on Record |
| Deed Document Number | 202121000920 |
| Deed Book / Page | 3660 / 308 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Feb 25, 2021 |
| Property Address | 8366 TIMBER RDG, EFFINGHAM, IL 62401-7182 |
| Document Number | 3660/308 |
| Book / Page | 3660 / 308 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 202121000920 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $571.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8366 TIMBER RDG, EFFINGHAM, IL 62401-7182 |
| Investor | Possibly a Property Investor |
| Document Number | 202121000921 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 202121000921 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 20, 2018 |
| Property Address | 8366 TIMBER RDG, EFFINGHAM, IL 62401-7182 |
| Document Number | 3371/081 |
| Book / Page | 3371 / 081 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 201801800934 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | THE TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8366 TIMBER RDG, EFFINGHAM, IL 62401-7182 |
| Document Number | 201801800935 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 201801800935 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 8366 TIMBER RDG, EFFINGHAM, IL 62401-7182 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201701702691 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 3308/345 |
| Instrument | 201701702691 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | Effingham, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 19, 2018 |
| Rate | 4.25% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $3,677.00 Homeowner's exemption | $76,680 Land $6,420 Building $70,260 | $230,040 Land $19,260 Building $210,780 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 22 locations within half a mile of this property.
No cell data coverage reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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