8366 Downs Rd, Newark, MD 21841 Property Records

Worcester County property record for 8366 Downs Rd, Newark, MD 21841

Property Summary

Property Type	Rural Home
Details	3 ba · 2,398 sqft · built 2017
Lot Size	20 acres (871,636 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,545 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-165116`

Property Details

APN / Parcel Number

Primary APN	`03-165116`
Alternative APN	`165116`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,398 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	871,636 sqft (20 acres)

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	2,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	165116
Street Address	8366 DOWNS RD
City	NEWARK
State	MD
Zip	21841-2056
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 20.01 ACS E SIDE DOWNS RD MINSUB ANNIE HUDSON
Legal Subdivision	MINSUB
Legal Lot Number	1
Jurisdiction	WORCESTER MD
Township / Civil Division	4, WESTERN
Census Block Group	1
Census Block	1043
Census Tract	950900

Owner

8366 Downs Rd, a rural home, is owned and occupied by two individuals who acquired it in March 2019.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8366 DOWNS RD, NEWARK, MD 21841-2056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAPITAL CORP
Mar 26, 2019	Intrafamily Transfer, Transfer · VA Mortgage PNC BANK NA
May 2, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019
Deed Sale	Mar 26, 2019
Prior Sale	May 2, 2005 · Amount on File
Deed Book / Page	7385 / 343
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0073850343
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8366 DOWNS RD, NEWARK, MD 21841-2056
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8366 DOWNS RD, NEWARK, MD 21841-2056

Mortgage

Document Number	0090740493
Date	Jan 13, 2026
Book Page	9074/493

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 20, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8366 DOWNS RD, NEWARK, MD 21841-2056
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077820207
Date	Sep 25, 2020
Book Page	7782/207

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Mar 26, 2019
Property Address	8366 DOWNS RD, NEWARK, MD 21841-2056
Document Number	0073850343
Book / Page	7385 / 343
Map Reference	MB SVH 197 FO 71
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8366 DOWNS ROAD, BERLIN, MD 21811

Mortgage

Document Number	0007385349
Date	Mar 26, 2019
Instrument	7385/349

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8366 DOWNS RD, NEWARK, MD 21841-2056
Document Number	0072050399
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072050399
Date	May 7, 2018
Book Page	007205/000399

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 6, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 8366 Downs Rd was $3,545 with a homeowner's exemption, up 1.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,545.00 (+1.26%) Homeowner's exemption	$424,300 (+7.44%)	$453,700 (-) Land $103,500 Building $350,200
2025	$3,501.00 Homeowner's exemption	$394,900	$453,700 Land $103,500 Building $350,200
2023	$3,497.00 Homeowner's exemption	$365,500 Land $103,500 Building $262,000	$365,500 Land $103,500 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8366 Downs Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8366 Downs Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downs Rd

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