83604 Clear Lake Rd, Florence, OR 97439 Property Records

Lane County property record for 83604 Clear Lake Rd, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,095 sqft · built 2008
Lot Size2.82 acres (123,275 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Sep 2017)
Tax Bill$5,986 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-23-10-00908-000

Property Details

APN / Parcel Number

Primary APN19-12-23-10-00908-000
Alternative APN
  • 1776820

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,095 sqft Finished Area
1st Floor Area2,205 sqft
2nd Floor Area580 sqft
Attic Area310 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2009
Exterior MaterialComposition/Composite
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area123,275 sqft (2.82 acres)
Garage TypeDetached
Garage Area864 sqft
DrivewayDriveway
Driveway Area400 sqft
Parking Spaces3 Parking Spaces
Patio Area795 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1776820
Street Address83604 CLEAR LAKE RD
CityFLORENCE
StateOR
Zip97439-8334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR- RESIDENTIAL
Legal DescriptionLOT:1 SEC/TWN/RNG/MER:SEC 23 TWN 19 RNG 12
Legal Range12W
Legal Township19S
Legal Section23
Legal QuarterNE
Legal SubdivisionPARTITION 2006-P2022
Legal Lot Number1
JurisdictionLANE OR
Township / Civil DivisionDUNES CITY
Census Block Group2
Census Block2014
Census Tract702

Owner

83604 Clear Lake Rd is owned and occupied by an individual who bought it in September 2017.

Source: Lane County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address83604 CLEAR LAKE RD, FLORENCE, OR 97439-8334
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Sep 29, 2017Warranty Deed, Transfer · ARM
UMPQUA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2017 · Amount on File
Deed SaleSep 29, 2017 · Amount on File
Prior SaleNov 21, 2007 · Amount on File
Deed Document Number2017-048393
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address83604 CLEAR LAKE RD, FLORENCE, OR 97439-8334
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012820
DateFeb 24, 2021
Instrument2021-012820
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateSep 29, 2017
Property Address83604 CLEAR LAKE RD, FLORENCE, OR 97439-8334
Document Number0000048393
Map ReferenceDOC2006-051741
Instrument DateSep 22, 2017
Instrument2017-048393
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address83604 CLEAR LAKE RD, FLORENCE, OR 97439-8334

Mortgage

Document Number0000048394
DateSep 29, 2017
Instrument2017-048394
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 83604 Clear Lake Rd was $5,986.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityDunes City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,986.00$547,894$974,360 Land $267,578 Building $706,782
2023$5,647.00 (+4.5%)$516,443 (+3%)$979,380 (+17.36%) Land $209,074 Building $770,306
2022$5,404.00$501,401$834,488 Land $191,240 Building $643,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83604 Clear Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83604 Clear Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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