8360 SW 185th Ter, Cutler Bay (Miami), FL 33157 Property Records

Miami-Dade County property record for 8360 SW 185th Ter, Cutler Bay, FL 33157

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,195 sqft · built 1967
Lot Size0.41 acres (17,875 sqft)
OwnerIndividual Name on File
Last Sale$896,000 (May 2026)
Tax Bill$5,523 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-6003-008-0150

Property Details

APN / Parcel Number

Primary APN36-6003-008-0150

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,195 sqft Living Area
Gross Area3,283 sqft
1st Floor Area2,195 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area17,875 sqft (0.41 acres)
Lot Dimensions143 ft deep x 124 ft wide
Garage Area270 sqft
PorchPorch
Porch Area141 sqft
Patio Area650 sqft

Location & Zoning

Street Address8360 SW 185TH TER
CityCUTLER BAY
StateFL
Zip33157-7349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2100
Legal DescriptionOMNI ESTATES 2ND ADDN PB 82-20 LOT 6 BLK 5 LOT SIZE124.800 X 143 F/A/U 30-6003-008-0150
Legal Range40E
Legal Township56S
Legal Section03
Legal SubdivisionOMNI ESTATES 2ND ADDN
Legal Block5
Legal Lot Number6
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2009
Census Tract10610

Owner

8360 SW 185th Ter is owned and occupied by an individual who bought it in May 2026.

Source: Miami-Dade County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address8360 SW 185TH TER, CUTLER BAY, FL 33157-7349
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2026 · Amount on File
Deed SaleMay 11, 2026 · Amount on File
Deed Document Number2026316864
Deed Book / Page35294 / 2112
Prior Transfer DateNov 28, 2012
Prior Transfer Doc0000367746
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMay 11, 2026
Property Address8360 SW 185TH TER, CUTLER BAY, FL 33157-7349
Document Number0000316864
Book / Page35294 / 2112
Instrument DateMay 1, 2026
Instrument2026316864
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$542,976.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000316865,
DateMay 11, 2026
Book Page35294/2114
Instrument2026316865
Lender
NameTROPICAL FINANCIAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 8360 SW 185th Ter was $5,523, up 2.7% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,523.00 (+2.73%)$306,150$691,169 Land $378,062 Building $313,107
2024$5,376.00 (+7.35%)
2023$5,008.00 (+4.03%) Homeowner's exemption$288,857 (+3%)$629,912 (+21.71%) Land $312,312 Building $317,600
2022$4,814.00 Homeowner's exemption$280,444$517,554 Land $230,125 Building $287,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8360 SW 185th Ter in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims29 (1981–2018)
Claims Outside the SFHA19 of 29
Most Recent ClaimJun 2018 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 8 claims
  • Hurricane Irene, Oct 1999 · 5 claims
  • Hurricane Andrew, Aug 1992 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8360 SW 185th Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: SkyNet360.

Nearby Properties on SW 185th Ter

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