836 Terrapin Dr, Debary, FL 32713 Property Records

Volusia County property record for 836 Terrapin Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,647 sqft · built 2021
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Sep 2026)
Tax Bill	$10,368 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`9008-02-00-0910`

Property Details

APN / Parcel Number

Primary APN	`9008-02-00-0910`
Alternative APNs	`08193002000910` `8010122`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,647 sqft Living Area
1st Floor Area	2,271 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8010122
Street Address	836 TERRAPIN DR
City	DEBARY
State	FL
Zip	32713-0112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-19-30 LOT 91 RIVINGTON PHASE 1A MB 61 PGS 143-156 INC PER OR 7924 PG 3034 PER OR 8060 PG 2437 PER OR 8241 PG 3309 PER OR 8652 PG 4813
Legal Range	30E
Legal Township	19S
Legal Section	08
Legal Subdivision	RIVINGTON PHASE 1A MB
Legal Phase	1A
Legal Lot Number	91
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1015
Census Tract	90904

Owner

836 Terrapin Dr is owned and occupied by an individual who bought it in September 2026.

Source: Volusia County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	836 TERRAPIN DR, DEBARY, FL 32713-0112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	2026174774
Deed Book / Page	8908 / 3404
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 24, 2026
Property Address	836 TERRAPIN DR, DEBARY, FL 32713-0112
Document Number	0000174774
Book / Page	8908 / 3404
Instrument Date	Sep 14, 2026
Instrument	2026174774
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	HOMEPRO TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 TERRAPIN DR, DEBARY, FL 32713-0112

Mortgage

Document Number	0000174775,
Date	Sep 24, 2026
Instrument	2026174775

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 22, 2022
Property Address	836 TERRAPIN DR, DEBARY, FL 32713-0112
Document Number	0082413309
Book / Page	8241 / 3309
Map Reference	MB 61 PG 143-156
Instrument Date	Apr 13, 2022
Instrument	2022095521
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3587 FEMANDA DRIVE, DELTONA, FL 32738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3587 FERNANDA DR, DELTONA, FL 32738-7119

Tax Assessment & Valuation

The 2025 property tax bill for 836 Terrapin Dr was $10,368, down 4% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,882 (-7.39%) Land $55,000 Building $420,882	$475,882 (-10.6%) Land $55,000 Building $420,882
2025	$10,368.00 (-4.04%) Homeowner's exemption	$513,834	$532,289 Land $60,000 Building $472,289
2024	$10,805.00 (+10.03%)
2023	$9,820.00 (+5.92%)	$462,847 (+9.65%) Land $72,000 Building $390,847	$462,847 (+9.65%) Land $72,000 Building $390,847
2022	$9,271.00	$422,131 Land $42,850 Building $379,281	$422,131 Land $42,850 Building $379,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 836 Terrapin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 836 Terrapin Dr is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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