Seminole County property record for 836 Luarca Ln, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,901 sqft · built 2016 |
| Owner | Company Name on Record |
| Last Sale | $430,000 (Jul 2022) |
| Tax Bill | $6,739 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-21-31-529-0000-0970 |
| Primary APN | 15-21-31-529-0000-0970 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 772 sqft |
| 2nd Floor Area | 763 sqft |
| Upper Floors Area | 763 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 836 LUARCA LN |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 97 HAMPTONS - SECOND REPLAT PB 78 PGS 82 THRU 86 |
| Legal Section | 15 |
| Legal Subdivision | HAMPTONS - SECOND REPLAT |
| Legal Tract | 529 |
| Legal Lot Number | 97 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21312 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 13, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 7, 2018 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | May 7, 2018 · Amount on Record |
| Deed Document Number | 2022081354 |
| Deed Book / Page | 10277 / 1423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 13, 2022 |
| Property Address | 836 LUARCA LN, OVIEDO, FL 32765-7298 |
| Document Number | 0102771423 |
| Book / Page | 10277 / 1423 |
| Map Reference | MB 78 PG 82 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022081354 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 EAGLE EDGE LN APT 115, 111, WINTER SPRINGS, FL 32708-6568 |
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 836 LUARCA LN, OVIEDO, FL 32765-7298 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0096480945 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 9648/945 |
| Instrument | 2020073716 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 836 LUARCA LN, OVIEDO, FL 32765-7298 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094610001 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 09461/0001 |
| Instrument | 2019114033 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 7, 2018 |
| Property Address | 836 LUARCA LN, OVIEDO, FL 32765-7298 |
| Document Number | 0091250238 |
| Book / Page | 09125 / 0238 |
| Map Reference | MB78 PG82-86 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018050299 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,082.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1660 N 129TH ST, 1660, LINCOLN, NE 68527-9503 |
| Name | Verified Name |
|---|---|
| Address | 836 LUARCA LN, OVIEDO, FL 32765-7298 |
| Document Number | 2018050301 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 2018050301 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,739.00 (+12.47%) | $402,458 (+7.45%) | $402,458 (+7.45%) Land $92,000 Building $310,458 |
| 2023 | $5,992.00 (+56.29%) | $374,551 (+34.3%) | $374,551 (+5.96%) Land $83,000 Building $291,551 |
| 2022 | $3,834.00 | $278,885 | $353,499 Land $70,000 Building $283,499 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 2 (2004–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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