836 Garfield Ave, Beloit, WI 53511 Property Records

Rock County property record for 836 Garfield Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1930
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2020)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 13421475`

Property Details

APN / Parcel Number

Primary APN	`206 13421475`
Alternative APN	`13421475`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,186 sqft (0.142 acres)

Location & Zoning

Account Number	206 13421475
Street Address	836 GARFIELD AVE
City	BELOIT
State	WI
Zip	53511-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 21 B 4 GESLEYS SUB
Legal Subdivision	GESLEYS SUB
Legal Lot Number	21
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2006
Census Tract	1600

Owner

Source: Rock County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	836 GARFIELD AVE, BELOIT, WI 53511-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage WHEDA
Jul 11, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20202158276
Last Transfer Date	Nov 21, 2025
Transfer Doc	0002298763
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Dec 3, 2025
Property Address	836 GARFIELD AVE, BELOIT, WI 53511-5004
Document Number	0002298763
Instrument Date	Nov 21, 2025
Instrument	2298763
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 GARFIELD AVE, BELOIT, WI 53511-5004

Mortgage

Document Number	0002298764
Date	Dec 3, 2025
Instrument	2298764

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	836 GARFIELD AVE, BELOIT, WI 53511-5004
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002243728
Date	Jul 11, 2023
Instrument	2243728

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 11, 2023
Property Address	836 GARFIELD AVE, BELOIT, WI 53511-5004
Document Number	0002243726
Instrument Date	Jun 26, 2023
Instrument	2243726
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 GARFIELD AVE, BELOIT, WI 53511-5004

Mortgage

Document Number	0002243727
Date	Jul 11, 2023
Instrument	2243727

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0002243728
Date	Jul 11, 2023
Instrument	2243728

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 1, 2020
Property Address	836 GARFIELD AVE, BELOIT, WI 53511-5004
Document Number	0002158276
Instrument Date	Jun 25, 2020
Instrument	2158276
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 GARFIELD AVE, BELOIT, WI 53511-5004
Investor	Possibly a Property Investor

Mortgage

Document Number	0002158277
Date	Jul 1, 2020
Instrument	2158277

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 30, 2018
Property Address	836 GARFIELD AVE, BELOIT, WI 53511-5004
Document Number	0002117261
Instrument Date	Oct 29, 2018
Instrument	2117261
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 GARFIELD AVE, BELOIT, WI 53511-5004

Mortgage

Document Number	0002117262
Date	Nov 30, 2018
Instrument	2117262

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+28.07%) Homeowner's exemption	$131,200 (+21.59%) Land $12,800 Building $118,400	$144,100 (+17.44%)
2023	$1,564.00 (-3.93%) Homeowner's exemption	$107,900 (-) Land $12,800 Building $95,100	$122,700 (+9.65%)
2022	$1,628.00 Homeowner's exemption	$107,900 Land $12,800 Building $95,100	$111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire.

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