Lake County property record for 836 7th Ave, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 740 sqft · built 1903 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $212,000 (Feb 2026) |
| Tax Bill | $520 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Mar 2005 Line of Credit + 2 more |
| APN | 23-7661-33035 |
| Primary APN | 23-7661-33035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 740 sqft Gross Area |
| 1st Floor Area | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | High Rise |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 75 ft deep x 90 ft wide |
| Garage Type | Mixed |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 836 7TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 33 LESS E 84FT |
| Legal Subdivision | MN IORN CO 1ST ADD |
| Legal Block | 33 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7661-33035
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5478 SMITH RIVER RD, DULUTH, MN 55804 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 08, 2018 | Deed of Trust, Mortgage NEIGHBORHOOD HOUSING SERVICE |
| Mar 07, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 04, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Feb 05, 2026 | Warranty Deed, Transfer · Commercial Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2026 · Amount on Record |
| Deed Sale | Feb 04, 2026 · Amount on Record |
| Deed Document Number | 20261847072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 836 7TH AVE, TWO HARBORS, MN 55616-1458 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000000189150 |
|---|---|
| Date | Jan 08, 2018 |
| Instrument | 000000189150 |
| Name | NEIGHBORHOOD HOUSING SERVICE |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 836 7TH AVE, TWO HARBORS, MN 55616-1458 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000157250 |
|---|---|
| Date | Mar 07, 2005 |
| Instrument | A000157250 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jan 25, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 836 7TH AVE, TWO HARBORS, MN 55616-1458 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000157474 |
|---|---|
| Date | Apr 04, 2005 |
| Instrument | A000157474 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 08, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Feb 05, 2026 |
| Property Address | 836 7TH AVE, TWO HARBORS, MN 55616-1458 |
| Document Number | A000207774 |
| Instrument Date | Feb 04, 2026 |
| Instrument | A000207774 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5478 SMITH RIVER RD, DULUTH, MN 55804 |
| Document Number | A000207775 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | A000207775 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 05, 2031 |
Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,100 (+10.81%) Land $43,800 Building $166,300 | $210,100 (+10.81%) Land $43,800 Building $166,300 | |
| 2025 | $520.00 | $189,600 (+48.13%) Land $33,700 Building $155,900 | $189,600 (+48.13%) Land $33,700 Building $155,900 |
| 2023 | $128,000 Land $25,100 Building $102,900 | $128,000 Land $25,100 Building $102,900 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: AT&T, Frontier.
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1380005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Two Harbors serves 3,698 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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