Santa Rosa County property record for 8358 Torres St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 2003 |
| Lot Size | 0.646 acres (28,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 2022) |
| Tax Bill | $2,945 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-2S-26-2750-05400-0100 |
| Primary APN | 17-2S-26-2750-05400-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,811 sqft Heated Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 2,317 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 28,140 sqft (0.646 acres) |
| Lot Dimensions | 2,010 ft deep x 1,300 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 265 sqft |
| Patio Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 172S262750054000100 |
|---|---|
| Street Address | 8358 TORRES ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NAVARRE 2ND ADD LOT 10 BLK 54 AS DES IN OR 4312 PG 969 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | NAVARRE 2ND ADD |
| Legal Block | 54 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10825 |
8358 Torres St is owned and occupied by an individual who bought it in August 2022.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8358 TORRES ST, NAVARRE, FL 32566-9186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 3, 2022 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on File |
| Deed Sale | Aug 3, 2022 · Amount on File |
| Prior Sale | Sep 29, 2006 · Amount on File |
| Deed Document Number | 202245516 |
| Deed Book / Page | 4312 / 969 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8358 TORRES ST, NAVARRE, FL 32566-9186 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0039891540 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 3989/1540 |
| Instrument | 202041047 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 273 Months |
| Due | May 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 3, 2022 |
| Property Address | 8358 TORRES ST, NAVARRE, FL 32566-9186 |
| Document Number | 0043120969 |
| Book / Page | 4312 / 969 |
| Map Reference | MB C PG 31 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 202245516 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8358 TORRES ST, 8358, NAVARRE, FL 32566-9186 |
| Name | Verified Name |
|---|---|
| Address | 8358 TORRES ST, NAVARRE, FL 32566-9186 |
| Document Number | 0004312971 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 4312/971 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,945.00 (-1.11%) Homeowner's exemption | $282,176 (+0.02%) Land $71,400 Building $210,776 | $282,176 (+0.02%) Land $71,400 Building $210,776 |
| 2023 | $2,978.00 (+33.54%) Homeowner's exemption | $282,123 (+30.41%) Land $63,000 Building $219,123 | $282,123 (+15.52%) Land $63,000 Building $219,123 |
| 2022 | $2,230.00 Homeowner's exemption | $216,339 | $244,227 Land $52,500 Building $191,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8358 Torres St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 units insured incl. 26 condo units |
| Nearby Flood Claims | 15 (1995–2024) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8358 Torres St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures