8355 118th Ave, Largo, FL 33773 Property Records

Pinellas County property record for 8355 118th Ave, Largo, FL 33773

Property Summary

Property TypePlanned Unit Development
Details2,051 sqft · built 2010
Lot Size0.103 acres (4,513 sqft)
OwnerIndividual Name on Record
Last Sale$274,000 (May 2019)
Tax Bill$4,426 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-779-9720-3

Property Details

APN / Parcel Number

Primary APNC62-000-779-9720-3
Alternative APNs
  • 12-30-15-83923-000-0630
  • R412570

Interior

Stories2 Stories
Building Area2,051 sqft Heated Area
1st Floor Area2,051 sqft

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick/Stone
Construction TypeWood Frame
Lot Area4,513 sqft
View / LotWater
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberR412570
Street Address8355 118TH AVE
CityLARGO
StateFL
Zip33773-5050
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionSOMERSET LAKES UNIT 6 LOT 63
Legal Range15
Legal Township30
Legal Section12
Legal SubdivisionSOMERSET LAKES
Legal Lot Number63
Legal Unit6
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2020
Census Tract25011

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8355 118TH AVE, LARGO, FL 33773-5050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORPORATION
Mar 17, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 27, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
May 22, 2019Warranty Deed, Transfer · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Deed Document Number2019160019
Deed Book / Page20547 / 0560
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateJul 20, 2026
Property Address8355 118TH AVE, LARGO, FL 33773-5050
Document Number0000192524
Book / Page23632 / 515
Instrument DateJul 10, 2026
Instrument2026192524
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address8355 118TH AVE, LARGO, FL 33773-5050

Mortgage

Document Number0000192524,
DateJul 20, 2026
Book Page23632/515
Instrument2026192524
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 5, 2046
Interest
Rate6.52%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address8355 118TH AVE, LARGO, FL 33773-5050
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8355 118TH AVE, LARGO, FL 33773-5050

Mortgage

Document Number0214400244
DateMar 17, 2021
Book Page21440/244
Instrument2021087587
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueAug 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address8355 118TH AVE, LARGO, FL 33773-5050
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210950126
DateJul 27, 2020
Book Page21095/126
Instrument2020221834
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 22, 2019
Property Address8355 118TH AVE, LARGO, FL 33773-5050
Document Number0205470560
Book / Page20547 / 0560
Map ReferenceMB 125 PG 89-92
Instrument DateMay 20, 2019
Instrument2019160019
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,918.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2025 LAKEWOOD RANCH BLVD STE 102, 2025, BRADENTON, FL 34211-4946

Transferred To (Grantee/Buyer)

NameVerified Name
Address8355 118TH AVE, LARGO, FL 33773-5050

Mortgage

Document Number2019160020
DateMay 22, 2019
Instrument2019160020
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityPinellas Park City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,426.00 (+7.45%) Homeowner's exemption$270,689 (+5.99%)$365,110 (+5.99%) Building $365,110
2023$4,119.00 (+2.95%) Homeowner's exemption$255,398 (+3%)$344,472 (+4.19%) Building $344,472
2022$4,001.00 Homeowner's exemption$247,959$330,614 Building $330,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 118th Ave

Nearby Streets

Search Property Records by Address or Parcel Number