Lake County property record for 8351 Howard Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,812 sqft · built 1943 |
| Lot Size | 0.179 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,500 (Mar 2023) |
| Tax Bill | $3,445 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0126-0015 |
| Primary APN | 007-18-28-0126-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Attic Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 391 sqft |
| Game Room | Game Room |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,840 sqft (0.179 acres) |
| Lot Dimensions | 112 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0126-0015 |
|---|---|
| Old Parcel Number | 182801260015 |
| Street Address | 8351 HOWARD AVE |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD. L. 15 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 40401 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8351 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY |
| Dec 9, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Mar 22, 2005 |
| Deed Document Number | 2023-007508 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 13, 2023 |
| Property Address | 8351 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Document Number | 0000007508 |
| Map Reference | MB 25 PG 61 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023-007508 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8351 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Document Number | 0000007509 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023-007509 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8351 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000013432 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022-513432 |
| Name | RUOFF MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8351 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000090135 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020-090135 |
| Name | REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | HAMMOND, IN 46323 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $291,900 (+10.74%) Land $45,900 Building $246,000 | $291,900 (+10.74%) Land $45,900 Building $246,000 | |
| 2024 | $3,445.00 (+32.91%) | ||
| 2023 | $263,600 (+31.54%) Land $48,700 Building $214,900 | $263,600 (+31.54%) Land $48,700 Building $214,900 | |
| 2022 | $2,592.00 (-2.56%) Homeowner's exemption | $200,400 Land $48,700 Building $151,700 | $200,400 Land $48,700 Building $151,700 |
| 2021 | $2,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 129 (1982–2026) |
| Claims Outside the SFHA | 8 of 129 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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