Orange County property record for 8351 Bowden Way, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,599 sqft · built 2001 |
| Lot Size | 0.257 acres (11,203 sqft) |
| Owner | Company Name on Record |
| Last Sale | $960,000 (Aug 2026) |
| Tax Bill | $8,251 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-28-4074-02-910 |
| Primary APN | 29-23-28-4074-02-910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,599 sqft Living Area |
| Gross Area | 3,445 sqft |
| 1st Floor Area | 2,599 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,203 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8351 BOWDEN WAY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | KEENES POINTE UNIT 1 39/74 LOT 291 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | KEENES POINTE UT 1 |
| Legal Tract | 4074 |
| Legal Block | 2 |
| Legal Lot Number | 291 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 17108 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5030 DOWN POINT LN, WINDERMERE, FL 34786-8401 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Jul 20, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI CERTIFIED MTG PLANNERS |
| Dec 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 2026470207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 8351 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Document Number | 0000470207 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026470207 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Amount | Amount Recorded |
|---|---|
| Tax | $678,720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 5030 DOWN POINT LN, WINDERMERE, FL 34786-8401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8351 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8351 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Document Number | 20210436071 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 20210436071 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8351 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Document Number | 0000490542 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8351 BOWDEN WAY WINDERMERE FL 347865300, WINDERMERE, FL 34786-5300 |
| Document Number | 0000490542 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 490542 |
| Name | CERTIFIED MTG PLANNERS |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 13, 2019 |
| Property Address | 8351 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Document Number | 0000782599 |
| Map Reference | MB 39 PG 74-89 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 20190782599 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ORLANDO TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,955.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11359 WILLOW GARDENS DR, 11359, WINDERMERE, FL 34786-6006 |
| Name | Verified Name |
|---|---|
| Address | 8351 BOWDEN WAY, WINDERMERE, FL 34786-5300 |
| Document Number | 0000782600 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 20190782600 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $541,249 (+2.7%) | $806,040 (-1.26%) Land $230,000 Building $576,040 | |
| 2025 | $8,251.00 (+4.1%) Homeowner's exemption | $527,019 (+5.99%) | $816,330 (+14.89%) Land $230,000 Building $586,330 |
| 2024 | $7,926.00 (+7.31%) | ||
| 2023 | $7,386.00 (+3.3%) Homeowner's exemption | $497,249 (+3%) | $710,530 (+31.99%) Land $230,000 Building $480,530 |
| 2022 | $7,150.00 Homeowner's exemption | $482,766 | $538,309 Land $130,000 Building $408,309 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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