835 Skywatch Ln, Monroe, NC 28112 Property Records

Union County property record for 835 Skywatch Ln, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,825 sqft · built 2006
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (Jun 2006)
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-321-290`

Property Details

APN / Parcel Number

Primary APN	`09-321-290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,825 sqft Living Area
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,703 sqft (0.085 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	835 SKYWATCH LN
City	MONROE
State	NC
Zip	28112-7749
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	M-U-SU MON
Legal Description	#321 SOUTHWINDS PH1 MP1 OPCI-082
Legal Subdivision	SOUTHWINDS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4005
Census Tract	20501

Owner

835 Skywatch Ln, a rural home, is owned and occupied by two individuals who bought it in June 2006.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	835 SKYWATCH LN, MONROE, NC 28112-7749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT EMPLOYEES FCU
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2006 · Amount on File
Deed Sale	Jun 29, 2006 · Amount on File
Deed Document Number	200629067
Deed Book / Page	4213 / 290
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	835 SKYWATCH LN, MONROE, NC 28112-7749
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008215164
Date	Aug 24, 2021
Book Page	8215/164
Instrument	39844

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	835 SKYWATCH LN, MONROE, NC 28112-7749
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008439801
Date	Mar 30, 2022
Book Page	8439/801
Instrument	11842

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 835 Skywatch Ln was $3,089.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,400 (-) Land $64,400 Building $289,000	$353,400 (-) Land $64,400 Building $289,000
2025	$3,089.00	$353,400 Land $64,400 Building $289,000	$353,400 Land $64,400 Building $289,000
2023	$2,543.00	$233,200 Land $38,000 Building $195,200	$233,200 Land $38,000 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 835 Skywatch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 835 Skywatch Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Skywatch Ln

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