835 N Main St, Lapeer, MI 48446 Property Records

Lapeer County property record for 835 N Main St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,685 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2025)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-46-500-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-46-500-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,685 sqft Living Area
1st Floor Area	1,365 sqft
Basement Area	400 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	835 N MAIN ST
City	LAPEER
State	MI
Zip	48446-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ORIGINAL PLAT NW 1/4, BLK 17 LOTS 2 & 9
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	17
Legal Lot Number	2,9
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1018
Census Tract	337000

Owner

835 N Main St is owned by two individuals who bought it in November 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	926 MEADOW DR, DAVISON, MI 48423-1031
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Apr 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage TEAM ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Sep 6, 2016 · Amount on File
Deed Book / Page	3487 / 143
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 6, 2025
Property Address	835 N MAIN ST, LAPEER, MI 48446-1930
Document Number	0034870143
Book / Page	3487 / 143
Map Reference	LB D PG 1
Instrument Date	Nov 5, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	835 N MAIN ST, LAPEER, MI 48446-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 MEADOW DR, DAVISON, MI 48423-1031

Mortgage

Document Number	0003487145
Date	Nov 6, 2025
Instrument	3487/145

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	835 N MAIN ST, LAPEER, MI 48446-1930
Document Number	0028890178
Book / Page	002889 / 000178
Instrument Date	Apr 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 N MAIN ST LAPEER MI 484461930, LAPEER, MI 48446-1930

Mortgage

Document Number	0028890178
Date	Apr 19, 2017
Book Page	002889/000178

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 835 N Main St was $2,727, up 3.6% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,400 (+3.02%)	$156,800 (+3.02%)
2025	$2,727.00 (+3.61%)	$76,100	$152,200
2024	$2,632.00
2023		$53,200	$106,400
2022	$2,384.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 835 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 835 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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