835 Emerson Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 835 Emerson Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,752 sqft · built 1972
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$264,400 (Nov 2019)
Tax Bill$3,326 (2024)
Deeds & MortgagesDec 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-25-304-005.000-018

Property Details

APN / Parcel Number

Primary APN29-09-25-304-005.000-018
Alternative APN
  • 1609250304005000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area1,752 sqft Living Area
Gross Area2,214 sqft
1st Floor Area1,752 sqft
2nd Floor Area876 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions152 ft deep x 116 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area1 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address835 EMERSON RD
CityCARMEL
StateIN
Zip46032-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, WILSON VILLAGE, SECTION 10, LOT 146
Legal Range03
Legal Township18
Legal Section25
Legal SubdivisionWILSON VILLAGE SECTION 10
Legal Block10
Legal Lot Number146
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2005
Census Tract111011

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address835 EMERSON RD, CARMEL, IN 46032-2028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK OF INDIANA
Nov 20, 2019Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK OF INDIANA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2019 · Amount on Record
Deed SaleNov 20, 2019 · Amount on Record
Prior SaleMay 10, 2016 · Amount on Record
Deed Document Number201958711
Prior Transfer DateApr 30, 2002
Prior Transfer Doc0000041994
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address835 EMERSON RD, CARMEL, IN 46032-2028
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020092144
DateDec 16, 2020
Instrument2020092144
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
AddressJEDDO, MI 48032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 20, 2019
Property Address835 EMERSON RD, CARMEL, IN 46032-2028
Document Number2019058711
Map ReferenceMB 3 PG 139&140
Instrument DateNov 18, 2019
Instrument2019058711
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyENTERPRISE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 EMERSON RD, CARMEL, IN 46032-2028

Mortgage

Document Number2019058712
DateNov 20, 2019
Instrument2019058712
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324,800 (+3.31%) Land $113,600 Building $211,200$324,800 (+3.31%) Land $113,600 Building $211,200
2024$3,326.00 (+3.97%)$314,400 (+0.93%) Land $113,600 Building $200,800$314,400 (+0.93%) Land $113,600 Building $200,800
2023$3,199.00 (+44.55%)$311,500 (+45.7%) Land $67,100 Building $244,400$311,500 (+45.7%) Land $67,100 Building $244,400
2022$2,213.00$213,800 Land $67,100 Building $146,700$213,800 Land $67,100 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
On-Ramp Indiana
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

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