Somerset County and Bridgewater Township property record for 835 Dow Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 3,372 sqft · built 1985 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,707 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00455-0000-00008 |
| Primary APN | 06-00455-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,372 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 28,750 sqft (0.66 acres) |
| Account Number | S001 |
|---|---|
| Street Address | 835 DOW RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Subdivision | PETERS BROOK |
| Legal Block | 455 |
| Legal Lot Number | 8 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 50802 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 835 DOW RD, BRIDGEWATER, NJ 08807-1169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit SOMERSET VALLEY BANK |
| Sep 19, 2018 | Deed of Trust, Mortgage SOMERSET SAVINGS BANK SLA |
| Aug 22, 2018 | Deed of Trust, Mortgage · ARM SOMERSET SAVINGS BANK SLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 1, 2026 |
| Property Address | 835 DOW RD, BRIDGEWATER, NJ 08807-1169 |
| Document Number | 0000015164 |
| Book / Page | 7684 / 68 |
| Instrument Date | May 22, 2026 |
| Instrument | 202615164 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 835 DOW RD, BRIDGEWATER, NJ 08807-1169 |
| Document Number | 0000015164, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 7684/68 |
| Instrument | 202615164 |
| Name | SOMERSET VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 835 DOW RD, BRIDGEWATER, NJ 08807-1169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035706 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 7072/0869 |
| Instrument | 2018035706 |
| Name | SOMERSET SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | BOUND BROOK, NJ 08805 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 835 DOW RD, BRIDGEWATER, NJ 08807-1169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032046 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 7066/0836 |
| Instrument | 2018032046 |
| Name | SOMERSET SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | BOUND BROOK, NJ 08805 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $928,100 (+7.16%) Land $358,000 Building $570,100 | $928,100 (+7.16%) Land $358,000 Building $570,100 | |
| 2025 | $16,707.00 (+0.25%) | $866,100 (+10.29%) Land $353,000 Building $513,100 | $866,100 (+10.29%) Land $353,000 Building $513,100 |
| 2024 | $16,665.00 (+11.82%) | ||
| 2023 | $785,300 Land $353,000 Building $432,300 | $785,300 Land $353,000 Building $432,300 | |
| 2022 | $14,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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