835 Creech School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 835 Creech School Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,915 sqft · built 2004
Lot Size	4.76 acres (207,694 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-34-000-000-004.001`

Property Details

APN / Parcel Number

Primary APN	`14-80-34-000-000-004.001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	207,694 sqft (4.76 acres)
Garage Area	1,350 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	835 CREECH SCHOOL RD
City	TROY
State	MO
Zip	63379-5362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.768 AC TRACT WITHIN THE NW PT OF THE NWNW OF SEC 34
Legal Range	01E
Legal Township	49N
Legal Section	34
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3013
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Feb 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 3, 2007
Transfer Doc	0000009239
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362

Mortgage

Document Number	002517/533
Date	Jan 15, 2026
Book Page	2517/533
Instrument	2026000422

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 13, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362

Mortgage

Document Number	002493/619
Date	Sep 7, 2023
Book Page	2493/619
Instrument	2023006854

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Aug 17, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362

Mortgage

Document Number	002484/815
Date	Oct 19, 2022
Book Page	2484/815
Instrument	2022010592

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 18, 2025

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2419/0844
Date	Feb 13, 2018
Book Page	2419/0844
Instrument	2018001197

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Feb 1, 2030

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	835 CREECH SCHOOL RD, TROY, MO 63379-5362
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017009392
Date	Oct 3, 2017
Book Page	2415/0909
Instrument	2017009392

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 26, 2018

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,932 (-) Land $3,494 Building $39,438
2025	$2,416.00 (+2.85%)	$42,932 (+4.09%) Land $3,494 Building $39,438	$225,960 (+4.09%) Land $18,390 Building $207,570
2023	$2,349.00 (+3.89%)	$41,245 Land $3,304 Building $37,941	$217,080 Land $17,390 Building $199,690
2022	$2,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	100 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Gateway Fiber, Systec Wireless Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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