835 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3790
Transaction Type
Mortgage
Record Updated
Dec 1, 2021
Title Company
OLD REPUBLIC TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
835 COTATI TER 5, 5, SUNNYVALE, CA 94085-3790
Mortgage
Document Number
0025175091
Date
Nov 22, 2021
Instrument
25175091
Lender
Name
GOOGAIN INC
Type
Mortgage Company
Address
SUNNYVALE, CA 94086
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
2.37%
Type Change Date
Nov 1, 2028
Change Frequency
6 Months
Min Rate At Change
2.75%
Max Rate At Change
7.37%
Index
Other
Max Rate
7.37%
April 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
835 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3790
Transaction Type
Mortgage
Record Updated
Apr 26, 2021
Title Company
OLD REPUBLIC TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
835 COTATI TER 5, 5, SUNNYVALE, CA 94085-3790
Mortgage
Document Number
0024923309
Date
Apr 16, 2021
Instrument
24923309
Lender
Name
GOOGAIN INC
Type
Mortgage Company
Address
SUNNYVALE, CA 94086
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
2.75%
Type Change Date
May 1, 2028
Change Frequency
6 Months
Min Rate At Change
2.75%
Max Rate At Change
4.75%
Index
Other
Max Rate
7.75%
May 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
835 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3790
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0024471229
Date
May 5, 2020
Instrument
24471229
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Address
SIOUX FALLS, SD 57104
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2050
August 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
835 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3790
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
WFG NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0024268920
Date
Aug 30, 2019
Instrument
24268920
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Address
SIOUX FALLS, SD 57104
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
3.5%
Type Change Date
Sep 1, 2026
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
5.5%
Index
1-Year CMT
Max Rate
8.5%
October 2019: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Oct 24, 2019
Property Address
835 COTATI TER UNIT 5, 5, SUNNYVALE, CA 94085-3790
Document Number
0024311672
Instrument Date
Oct 3, 2019
Instrument
24311672
Transaction Type
Subdivision Related Transfer
Record Updated
Nov 6, 2019
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,430.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
820 E DUANE AVE #8 SUNNYVALE CA 940854539, 8, SUNNYVALE, CA 94085-4539
Mortgage
Document Number
24311673
Date
Oct 24, 2019
Instrument
24311673
Lender
Name
STANFORD FCU
Type
Credit Union
Address
1860 EMBARCADERO RD, PALO ALTO, CA 94303-3335
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 23, 2049
Interest
Rate Type
Adjustable Rate
Rate
3%
Mortgage
Document Number
24311674,
Date
Oct 24, 2019
Instrument
24311674
Lender
Name
STANFORD FCU
Type
Credit Union
Address
PALO ALTO, CA 94303-0843
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
Oct 23, 2039
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 835 Cotati Ter, Unit 5 was $19,079 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Municipality
Sunnyvale City
Secondary School District
Fremont Union High School District (09 - 12)
Elementary School District
Sunnyvale Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$19,079.00Homeowner's exemption
$1,614,424Land $807,212Building $807,212
2023
$18,221.00 (+4.78%)Homeowner's exemption
$1,551,736Land $775,868Building $775,868
2022
$17,390.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 835 Cotati Ter, Unit 5 in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area
Zone AO, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 individual policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
14 units insured incl. 4 condo units
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 835 Cotati Ter, Unit 5 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source
Purchased surface water from several systems
Last State Inspection
Sep 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
63 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area