835 Co Rd 187, Gainesville, TX 76240 Property Records

Cooke County property record for 835 Co Rd 187, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,208 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,988 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1102-041-00000`

Property Details

APN / Parcel Number

Primary APN	`1102-041-00000`
Alternative APN	`23712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,208 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	84 sqft
Storage Building	48 sqft

Location & Zoning

Account Number	1102-041-00000
Street Address	835 COUNTY ROAD 187
City	GAINESVILLE
State	TX
Zip	76240-7008
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WILLIS S 1102 ACRES 2.0
Legal Subdivision	WILLIS S
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4002
Census Tract	100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	835 COUNTY ROAD 187, GAINESVILLE, TX 76240-7008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 1, 2004
Transfer Doc	001498/425
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jan 20, 2022
Property Address	835 COUNTY ROAD 187, GAINESVILLE, TX 76240-7008
Document Number	002481/326
Book / Page	2481 / 326
Map Reference	VOL 1946 PG 749
Instrument Date	Jan 19, 2022
Instrument	2022-00514
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5455 PEBBLE CREEK DR, 5455, PROSPER, TX 75078-9169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 RED TOP RD, VALLEY VIEW, TX 76272-4501

Mortgage

Document Number	0202200515
Date	Jan 20, 2022
Instrument	2022-00515

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	18%
Index	Prime Rate
Max Rate	18%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,988.00 (+816.13%) Homeowner's exemption Senior Citizen's exemption	$143,619 (+9.98%)	$168,716 (+4.99%) Land $55,000 Building $113,716
2025	$217.00 (+2.36%) Homeowner's exemption Senior Citizen's exemption	$130,581 (-6.92%)	$160,691 (-2.47%) Land $52,000 Building $108,691
2024	$212.00 (+0.95%)
2023		$140,296	$164,767 Land $73,000 Building $91,767
2022	$210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 71% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3