835 Charles St, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 835 Charles St, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,374 sqft · built 1960
Lot Size	0.176 acres (7,697 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Jan 2021)
Tax Bill	$5,934 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-A-039-M-02-012-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-039-M-02-012-0`
Alternative APN	`L 25`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,742 sqft
1st Floor Area	988 sqft
Basement Area	368 sqft
Unfinished Basement	368 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,697 sqft (0.176 acres)
Lot Dimensions	148 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	390 sqft
Patio Area	390 sqft
Balcony	Balcony
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	L 25
Street Address	835 CHARLES ST
City	WILLOWICK
State	OH
Zip	44095-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 2, 3, 4 & 5 TRACT 15
Legal Subdivision	BAYRIDGE SUBDIVISION NO 6
Legal Tract	15
Legal Lot Number	105
Jurisdiction	LAKE OH
Township / Civil Division	EASTLAKE
Census Block Group	2
Census Block	2009
Census Tract	200400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	835 CHARLES ST, WILLOWICK, OH 44095-4303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	May 13, 2005
Deed Document Number	459190
Record Updated	Jun 7, 2026

January 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	Jan 15, 2021
Property Address	835 CHARLES ST, WILLOWICK, OH 44095-4303
Document Number	0000001640
Map Reference	VOL M PG 18
Instrument Date	Jan 12, 2021
Instrument	2021R001640
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NORTHSTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 CHARLES ST, WILLOWICK, OH 44095-4303

Mortgage

Document Number	0000001641
Date	Jan 15, 2021
Instrument	2021R001641

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Eastlake City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,934.00 (+40.62%) Homeowner's exemption	$57,290 (-) Land $11,170 Building $46,120
2022	$4,220.00	$57,290 Land $11,170 Building $46,120
2021			$163,670 Land $31,900 Building $131,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1981)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20