Carroll County property record for 835 Arnold Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1974 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2023) |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-029666 |
| Primary APN | 04-029666 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,680 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Basement |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 576 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 029666 |
|---|---|
| Street Address | 835 ARNOLD RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 - 1.13 ACS 835 ARNOLD RD 10-42 OGG SUMMIT EXTD |
| Legal Subdivision | OGG SUMMIT EXT |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 504201 |
Source: Carroll County records · APN 04-029666
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 835 ARNOLD RD, WESTMINSTER, MD 21157-7201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
| Sep 13, 2023 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Aug 13, 2020 | Grant Deed, Transfer · Conventional Mortgage NWSB BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Aug 13, 2020 · Amount on Record |
| Deed Book / Page | 11112 / 497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 28, 2026 |
| Property Address | 835 ARNOLD RD, WESTMINSTER, MD 21157-7201 |
| Document Number | 1177000290 |
| Book / Page | 11773 / 290 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | KINGS TITLE, KING TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 835 ARNOLD RD, WESTMINSTER, MD 21157-7201 |
| Document Number | 1177000290, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 11773/290 |
| Name | FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 13, 2023 |
| Property Address | 835 ARNOLD RD, WESTMINSTER, MD 21157-7201 |
| Document Number | 0111120497 |
| Book / Page | 11112 / 497 |
| Map Reference | MB 10 FO 42 |
| Instrument Date | Sep 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 835 ARNOLD RD, WESTMINSTER, MD 21157-7201 |
| Document Number | 0111130002 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 11113/2 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 13, 2020 |
| Property Address | 835 ARNOLD RD, WESTMINSTER, MD 21157-7201 |
| Document Number | 0098040248 |
| Book / Page | 009804 / 000248 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 917 ARNOLD RD WESTMINSTER MD 211577207, WESTMINSTER, MD 21157-7207 |
| Document Number | 98040255 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 009804/000255 |
| Name | NWSB BK |
|---|---|
| Address | GETTYSBURG, PA 17325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,067 (+4.03%) | $433,200 (+12.08%) Land $201,300 Building $231,900 | |
| 2025 | $4,388.00 (+17.93%) | $386,500 (+17.37%) Land $161,300 Building $225,200 | $386,500 (-) Land $161,300 Building $225,200 |
| 2023 | $3,721.00 (+9.54%) | $329,300 (+9.51%) | $386,500 (+28.53%) Land $161,300 Building $225,200 |
| 2022 | $3,397.00 | $300,700 Land $141,300 Building $159,400 | $300,700 Land $141,300 Building $159,400 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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