Ouray County property record for 835 2nd St, Ouray, CO 81427
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3 bd · 2.5 ba · 939 sqft · built 1999 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,350,000 (Sep 2025) |
| Tax Bill | $4,057 (2025) |
| Deeds & Mortgages | May 2005 Line of Credit May 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000675 |
| Primary APN | R000675 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 939 sqft Total Area |
| 1st Floor Area | 632 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Raised Ranch |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Total Buildings | 5 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Propane |
| Account Number | R000675 |
|---|---|
| Street Address | 835 2ND ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5008 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | SUBD: CITY OF OURAY LOT: 9 BLOCK: 8 SUBD: CITY OF OURAY LOT: 10 BLOCK: 8 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 8 |
| Legal Lot Number | 9-10 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 967602 |
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 95 MEADOWS CIR, RIDGWAY, CO 81432-9776 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 31, 2005 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| May 31, 2005 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Apr 10, 2013 | Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA |
| Sep 22, 2025 | Special Warranty Deed, Transfer · Commercial Mortgage CHAI DEBT CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Jun 12, 1997 · Amount on Record |
| Deed Document Number | 2025240124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 835 2ND ST, OURAY, CO 81427-5008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000188180 |
|---|---|
| Date | May 31, 2005 |
| Instrument | 188180 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 835 2ND ST, OURAY, CO 81427-5008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000188179 |
|---|---|
| Date | May 31, 2005 |
| Instrument | 188179 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jun 1, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 835 2ND ST, OURAY, CO 81427-5008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | COLORADO TITLE LLC, COLORADO LAND TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000209724 |
|---|---|
| Date | Apr 10, 2013 |
| Instrument | 209724 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2028 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Sep 22, 2025 |
| Property Address | 835 2ND ST, OURAY, CO 81427-5008 |
| Document Number | 0000240124 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 240124 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1299, OURAY, CO 81427-1299 |
| Name | Verified Name |
|---|---|
| Address | 95 MEADOWS CIR, RIDGWAY, CO 81432-9776 |
| Document Number | 0000240125 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 240125 |
| Name | CHAI DEBT CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 18, 2035 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,057.00 (-22.12%) | $60,980 (-27.32%) Land $12,380 Building $48,600 | $975,680 (-22.08%) Land $198,120 Building $777,560 |
| 2024 | $5,209.00 (+6.92%) | $83,900 (-4.03%) Land $9,310 Building $74,590 | $1,252,220 (-3.1%) Land $138,910 Building $1,113,310 |
| 2023 | $4,872.00 | $87,420 Land $9,700 Building $77,720 | $1,292,220 Land $143,350 Building $1,148,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 41% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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