8349 Torcello Isle Dr, Windermere, FL 34786 Property Records

Orange County property record for 8349 Torcello Isle Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 2018
Lot Size	0.201 acres (8,745 sqft)
Owner	2 Individual Names on File
Last Sale	$979,000 (Oct 2024)
Tax Bill	$11,568 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-23-27-9175-00-350`

Property Details

APN / Parcel Number

Primary APN	`34-23-27-9175-00-350`
Alternative APNs	`272334917500350` `156923` `158193` `160611`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	4,145 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,745 sqft (0.201 acres)
Garage Type	Attached
Garage Area	450 sqft
Porch	Florida Room
Porch Area	585 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8349 TORCELLO ISLE DR
City	WINDERMERE
State	FL
Zip	34786-6767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WINDERMERE ISLE 91/135 LOT 35
Legal Range	27E
Legal Township	23S
Legal Section	34
Legal Subdivision	WINDERMERE ISLE
Legal Lot Number	35
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1370
Census Tract	17111

Owner

8349 Torcello Isle Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8349 TORCELLO ISLE DR, WINDERMERE, FL 34786-6767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU
Feb 1, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Feb 1, 2018 · Amount on File
Deed Document Number	2024601043
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8349 TORCELLO ISLE DR, WINDERMERE, FL 34786-6767
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8349 TORCELLO ISLE DR, WINDERMERE, FL 34786-6767

Mortgage

Document Number	0000607378
Date	Oct 5, 2021
Instrument	20210607378

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8349 TORCELLO ISLE DR, WINDERMERE, FL 34786-6767
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 CASCADE DR N, MOUNT LAUREL, NJ 08054-4969

Mortgage

Document Number	0000403057
Date	Jun 29, 2022
Instrument	20220403057

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8349 TORCELLO ISLE DR, WINDERMERE, FL 34786-6767
Document Number	0000175361
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8349 TORCELLO ISLE DR WINDERMERE FL 347866767, WINDERMERE, FL 34786-6767

Mortgage

Document Number	0000175361
Date	Mar 19, 2020
Instrument	175361

Lender

Name	POLICE & FIRE FCU
Address	BENSALEM, PA 19020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 18, 2040

Interest

Rate Type	Adjustable Rate

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 1, 2018
Property Address	8349 TORCELLO ISLE DR, WINDERMERE, FL 34786-6767
Document Number	0000064382
Map Reference	MB 91 PG 135-143
Instrument Date	Jan 31, 2018
Instrument	20180064382
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,427.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHHALL LN STE 200, 151, MAITLAND, FL 32751-7172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8349 TORCELLO ISLE DR, WINDERMERE, FL 34786-6767

Mortgage

Document Number	0000064383
Date	Feb 1, 2018
Instrument	20180064383

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8349 Torcello Isle Dr was $11,568, up 57.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,780 (-1.29%) Land $140,000 Building $566,780	$706,780 (-1.29%) Land $140,000 Building $566,780
2025	$11,568.00 (+57.37%) Homeowner's exemption	$716,010 Land $140,000 Building $576,010	$716,010 Land $140,000 Building $576,010
2024	$7,351.00 (+7.49%)
2023	$6,839.00 (+3.64%) Homeowner's exemption	$447,512 (+3%)	$635,256 (+24.7%) Land $140,000 Building $495,256
2022	$6,599.00 Homeowner's exemption	$434,478	$509,428 Land $125,000 Building $384,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8349 Torcello Isle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8349 Torcello Isle Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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