8346 Front Gate Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8346 Front Gate Cir, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,187 sqft · built 2011
Lot Size	0.264 acres (11,510 sqft)
Owner	Individual Name on File
Last Sale	$522,000 (Jul 2022)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Feb 2025 Second Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104J A 020`

Property Details

APN / Parcel Number

Primary APN	`104J A 020`
Alternative APN	`0000158436`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,187 sqft Living Area

Exterior

Year Built	Built 2011
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,510 sqft (0.264 acres)
Lot Dimensions	147 ft deep x 78.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000158436
Old Parcel Number	104J A020
Street Address	8346 FRONT GATE CIR
City	OOLTEWAH
State	TN
Zip	37363-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 FRONT GATE SUB PB83 PG122 REV 84-145 OUT OF 104-38.01 FOR 2007
Legal Subdivision	FRONT GATE SUB
Legal Lot Number	20
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3010
Census Tract	11205

Owner

8346 Front Gate Cir is owned and occupied by an individual who bought it in July 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8346 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 8, 2018	Quit Claim Deed, Transfer FIRST CHOICE TITLE
Jul 3, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	2022070500196
Deed Book / Page	13015 / 156
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8346 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000051
Date	Feb 18, 2025
Book Page	13838/667
Instrument	2025021800051

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 5, 2022
Property Address	8346 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	0000000196
Book / Page	13015 / 156
Map Reference	MB 84 PG 145
Instrument Date	Jun 30, 2022
Instrument	2022070500196
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,931.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8346 FRONT GATE CIR, OOLTEWAH, TN 37363-9506

Mortgage

Document Number	0130150159
Date	Jul 5, 2022
Instrument	13015-0159

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 8, 2018
Property Address	8346 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	1108000133
Book / Page	011497 / 000765
Instrument Date	Nov 7, 2018
Instrument	181108000133
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	FIRST CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8346 FRONT GATE CIR OOLTEWAH TN 373639506, OOLTEWAH, TN 37363-9506

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 3, 2017
Property Address	8346 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	0000000160
Book / Page	011090 / 000892
Instrument Date	Jun 28, 2017
Instrument	160
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8346 FRONT GATE CIR OOLTEWAH TN 373639506, OOLTEWAH, TN 37363-9506

Mortgage

Document Number	161
Date	Jul 3, 2017
Book Page	011090/000894
Instrument	161

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8346 Front Gate Cir was $2,203, down 1.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (-1.17%)	$145,375 (+45.89%)	$581,500 (+45.89%) Land $65,000 Building $516,500
2024	$2,229.00 (-0.4%)	$99,650 (-)	$398,600 (-) Land $50,000 Building $348,600
2023	$2,238.00	$99,650	$398,600 Land $50,000 Building $348,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8346 Front Gate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8346 Front Gate Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Verizon.

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