83454 Saddle Ranch Rd, Indio, CA 92203 Property Records

Riverside County property record for 83454 Saddle Ranch Rd, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,502 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Jun 2021)
Tax Bill	$9,030 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`692-440-014`

Property Details

APN / Parcel Number

Primary APN	`692-440-014`
Alternative APN	`679810014`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,502 sqft Living Area
Gross Area	3,037 sqft
1st Floor Area	2,502 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	679810014
Street Address	83454 SADDLE RANCH RD
City	INDIO
State	CA
Zip	92203-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.19 ACRES IN LOT 210 MB 369/047 TR 32149
Legal Subdivision	TRACT 32149
Legal Tract	32149
Legal Lot Number	210
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3000
Census Tract	45306

Owner

Source: Riverside County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	83454 SADDLE RANCH RD, INDIO, CA 92203-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Aug 5, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	2021397867
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 29, 2026
Property Address	83454 SADDLE RANCH RD, INDIO, CA 92203-2847
Document Number	0000235781
Instrument Date	Jul 24, 2026
Instrument	2026235781
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	83454 SADDLE RANCH RD, INDIO, CA 92203-2847

Mortgage

Document Number	0000235781,
Date	Jul 29, 2026
Instrument	2026235781

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 30, 2021
Property Address	83454 SADDLE RANCH RD, INDIO, CA 92203-2847
Document Number	0000397867
Map Reference	MB 369 PG 47-60
Instrument Date	Apr 2, 2021
Instrument	2021-0397867
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	83454 SADDLE RANCH RD, INDIO, CA 92203-2847

Mortgage

Document Number	0000397868
Date	Jun 30, 2021
Instrument	2021-0397868

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 5, 2020
Property Address	83454 SADDLE RANCH RD, INDIO, CA 92203-2847
Document Number	0000352976
Instrument Date	Aug 5, 2020
Instrument	352976
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,860.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2280 WARDLOW CIR #100 CORONA CA 928802879, 100, CORONA, CA 92880-2879

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,722 (+2%) Land $165,608 Building $363,114
2025	$9,030.00 (+14.26%) Homeowner's exemption	$518,356 (+4.04%) Land $162,361 Building $355,995
2023	$7,903.00 (+6.22%) Homeowner's exemption	$498,229 Land $156,057 Building $342,172
2022	$7,440.00
2021			$459,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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