8343 Lemon Tree Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8343 Lemon Tree Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft · built 1990
Lot Size	0.259 acres (11,304 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Nov 2025)
Tax Bill	$907 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J B 011.03`

Property Details

APN / Parcel Number

Primary APN	`171J B 011.03`
Alternative APN	`0000133237`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,304 sqft (0.259 acres)
Lot Dimensions	628 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000133237
Old Parcel Number	171J B 01103
Street Address	8343 LEMON TREE LN
City	CHATTANOOGA
State	TN
Zip	37421-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 LAWRENCE F WRINKLE SUB PB 50 PG 92 OUT OF 171J-B-11 FOR 1993
Legal Subdivision	F WRINKLE SUB
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3016
Census Tract	11326

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8343 LEMON TREE LN, CHATTANOOGA, TN 37421-1567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Nov 14, 2025	Warranty Deed, Transfer · Commercial Mortgage CLAY T COPELAND ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	2025111400213
Deed Book / Page	14108 / 124
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8343 LEMON TREE LN, CHATTANOOGA, TN 37421-1567
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000100
Date	May 28, 2021
Book Page	12503/463
Instrument	2021052800100

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 14, 2025
Property Address	8343 LEMON TREE LN, CHATTANOOGA, TN 37421-1567
Document Number	0000000213
Book / Page	14108 / 124
Map Reference	MB 50 PG 92
Instrument Date	Nov 14, 2025
Instrument	2025111400213
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	JONES TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8343 LEMON TREE LN, CHATTANOOGA, TN 37421-1567

Mortgage

Document Number	0014108127
Date	Nov 14, 2025
Instrument	14108/127

Lender

Name	CLAY T COPELAND ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (+12.39%)	$59,875 (+65.97%)	$239,500 (+65.97%) Land $75,000 Building $164,500
2024	$807.00	$36,075 (-)	$144,300 (-) Land $42,600 Building $101,700
2023	$807.00	$36,075 (-)	$144,300 (-) Land $42,600 Building $101,700
2022	$807.00	$36,075	$144,300 Land $42,600 Building $101,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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