Bay County property record for 8343 High Point Rd, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,085 sqft · built 1982 |
| Lot Size | 1.44 acres (62,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Feb 2020) |
| Tax Bill | $3,881 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05437-009-000 |
| Primary APN | 05437-009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| Gross Area | 2,547 sqft |
| 1st Floor Area | 2,085 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 62,987 sqft (1.44 acres) |
| Lot Dimensions | 300 ft deep x 210 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 667 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8343 HIGH POINT RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 20 2S 13W -5.2- 126D BEG 816 N OF SW COR OF NW1/4 OF SW1/4 FOR POB TH N 246 M/L ELY ALG DEER POINT LAKE 214 M/L SLY 270 M/L WLY 67 W 33 TO POB ORB 4225 P 1853 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | DEER POINT LAKE |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 402 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU |
| Feb 25, 2020 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Feb 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 5, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Deed Document Number | 202014421 |
| Deed Book / Page | 4225 / 1853 |
| Prior Transfer Date | Jan 17, 2020 |
| Prior Transfer Doc | 0042192365 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Document Number | 0045980689 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 4598/689 |
| Instrument | 2022059964 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Document Number | 0043110483 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 4311/483 |
| Instrument | 2020068718 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 25, 2020 |
| Property Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Document Number | 0042251853 |
| Book / Page | 004225 / 001853 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 14421 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8343 HIGH POINT RD PANAMA CITY FL 324044255, PANAMA CITY, FL 32404-4255 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 7, 2020 |
| Property Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Document Number | 0042192365 |
| Book / Page | 004219 / 002365 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 10152 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16280 CLARITY RD ALPHARETTA GA 300042301, ALPHARETTA, GA 30004-2301 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 8343 HIGH POINT RD, PANAMA CITY, FL 32404-4255 |
| Document Number | 0040861949 |
| Book / Page | 004086 / 001949 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 13572 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16280 CLARITY RD MILTON GA 300042301, MILTON, GA 30004-2301 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,881.00 (+2.27%) Homeowner's exemption | $353,310 (+5.99%) | $470,806 (+17.61%) Land $252,328 Building $218,478 |
| 2024 | $3,795.00 (+1.88%) | ||
| 2023 | $3,725.00 (+22.41%) Homeowner's exemption | $333,352 (+11.79%) | $400,325 (+34.25%) Land $191,520 Building $208,805 |
| 2022 | $3,043.00 Homeowner's exemption | $298,196 Land $184,816 Building $113,380 | $298,196 Land $184,816 Building $113,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 10 (2013–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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