8342 E Mountain Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8342 E Mountain Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,316 sqft · built 2017
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Apr 2018)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Aug 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171I C 017.01`

Property Details

APN / Parcel Number

Primary APN	`171I C 017.01`
Alternative APN	`0000118152`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118152
Old Parcel Number	171I C 01701
Street Address	8342 E MOUNTAIN LN
City	CHATTANOOGA
State	TN
Zip	37421-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LOT 12 WORLEY & GILLESPIE PB 12 PG 24
Legal Subdivision	WORLEY & GILLESPIE
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3018
Census Tract	11326

Owner

8342 E Mountain Ln is owned and occupied by an individual who acquired it in August 2024.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	8342 E MOUNTAIN LN, CHATTANOOGA, TN 37421-4336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 13, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 4, 2018	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Document Number	0000000082
Deed Book / Page	11310 / 766
Last Transfer Date	Aug 13, 2024
Transfer Doc	0000000198
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8342 E MOUNTAIN LN, CHATTANOOGA, TN 37421-4336
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000029
Date	Apr 8, 2024
Book Page	13558/173
Instrument	2024040800029

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 13, 2024
Property Address	8342 E MOUNTAIN LN, CHATTANOOGA, TN 37421-4336
Document Number	0000000198
Book / Page	13676 / 306
Map Reference	MB 12 PG 24
Instrument Date	Aug 13, 2024
Instrument	2024081300198
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8342 E MOUNTAIN LN, CHATTANOOGA, TN 37421-4336

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 4, 2018
Property Address	8342 E MOUNTAIN LN, CHATTANOOGA, TN 37421-4336
Document Number	0000000082
Book / Page	11310 / 766
Map Reference	MB12 PG24
Instrument Date	Apr 3, 2018
Instrument	2018040400082
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FOUNDATION TITLE & ESCROW CH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8342 E MOUNTAIN LN, CHATTANOOGA, TN 37421-4336

Mortgage

Document Number	0000000083
Date	Apr 4, 2018
Instrument	2018040400083

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8342 E Mountain Ln was $1,811, up 8.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (+8.57%)	$119,500 (+60.24%)	$478,000 (+60.24%) Land $85,200 Building $392,800
2024	$1,668.00	$74,575 (-)	$298,300 (-) Land $42,600 Building $255,700
2023	$1,668.00	$74,575 (-)	$298,300 (-) Land $42,600 Building $255,700
2022	$1,668.00	$74,575	$298,300 Land $42,600 Building $255,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8342 E Mountain Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8342 E Mountain Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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