8340 Clover 4 Rd, Celina, OH 45822 Property Records

Mercer County property record for 8340 Clover 4 Rd, Celina, OH 45822

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 1 ba · 1,536 sqft · built 1900
Lot Size	3 acres (131,072 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Aug 2003)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-003600.0100`

Property Details

APN / Parcel Number

Primary APN	`13-003600.0100`
Alternative APN	`12-02-200-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Total Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	131,072 sqft (3 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8340 CLOVER 4 RD
City	CELINA
State	OH
Zip	45822-9554
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT NW NE RTS 003-07-02
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1015
Census Tract	967900

Owner

Source: Mercer County records · APN 13-003600.0100

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Feb 09, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jan 27, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jan 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Aug 21, 2025	Transfer on Death Deed, Transfer
Aug 21, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2003 · Amount on Record
Deed Sale	Aug 11, 2003 · Amount on Record
Last Transfer Date	Jul 07, 2025
Transfer Doc	0000003445
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Transaction Type	Mortgage
Record Updated	Apr 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000789
Date	Feb 19, 2026
Instrument	202600000789

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000644
Date	Feb 09, 2017
Instrument	201700000644

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002468
Date	Jun 29, 2023
Instrument	202300002468

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500000294
Date	Jan 27, 2025
Instrument	202500000294

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554

Mortgage

Document Number	202500000293
Date	Jan 27, 2025
Instrument	202500000293

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 07, 2040

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Aug 21, 2025
Property Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Document Number	202500003446
Instrument Date	Jul 07, 2025
Instrument	202500003446
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Aug 21, 2025
Property Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554
Document Number	202500003445
Instrument Date	Jul 07, 2025
Instrument	202500003445
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8340 CLOVER 4 RD, CELINA, OH 45822-9554

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Marion Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,323.00	$71,360 (-) Land $15,920 Building $55,440
2024	$2,323.00 (+3.29%)	$71,360 (-) Land $15,920 Building $55,440
2023	$2,249.00 (+41.98%)	$71,360 (+48.91%) Land $15,920 Building $55,440	$203,880 (+48.92%) Land $45,480 Building $158,400
2022	$1,584.00	$47,920 Land $12,530 Building $35,390
2020			$136,910 Land $35,810 Building $101,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Benton Ridge Telephone Company Fiber · Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 2 locations within half a mile of this property.

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