8340 Bowen Rd, Lemon Grove, CA 91945 Property Records

San Diego County property record for 8340 Bowen Rd, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1982
Lot Size	0.247 acres (10,767 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`503-370-45-00`

Property Details

APN / Parcel Number

Primary APN	`503-370-45-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,767 sqft (0.247 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8340 BOWEN RD
City	LEMON GROVE
State	CA
Zip	91945-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAR 4 TR PM11627
Legal Subdivision	CITY OF LEMON GROVE
Legal Tract	11627
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	14002

Owner

8340 Bowen Rd is owned and occupied by two individuals who acquired it in April 2018.

Source: San Diego County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC
Oct 7, 2021	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC
Apr 16, 2018	Deed of Trust, Mortgage · VA Mortgage ANCHOR FNDG
Apr 20, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018
Deed Sale	Apr 20, 2018
Prior Sale	Jan 7, 1999 · Amount on File
Deed Document Number	2018158216
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000158216
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2026
Property Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338
Document Number	0000280509
Instrument Date	Sep 18, 2026
Instrument	2026280509
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338

Mortgage

Document Number	0000280509,
Date	Sep 28, 2026
Instrument	2026280509

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063074
Date	Feb 6, 2020
Instrument	2020-0063074

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338

Mortgage

Document Number	0000703139
Date	Oct 7, 2021
Instrument	2021-0703139

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338
Document Number	0000158217
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8340 BOWEN RD LEMON GROVE CA 919453338, LEMON GROVE, CA 91945-3338

Mortgage

Document Number	0000158217
Date	Apr 20, 2018
Instrument	158217

Lender

Name	ANCHOR FNDG
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 19, 2038

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2018
Property Address	8340 BOWEN RD, LEMON GROVE, CA 91945-3338
Document Number	0000158216
Instrument Date	Mar 30, 2018
Instrument	158216
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8340 BOWEN RD LEMON GROVE CA 919453338, LEMON GROVE, CA 91945-3338

Tax Assessment & Valuation

The 2025 property tax bill for 8340 Bowen Rd was $3,982 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$268,611 (+2%) Land $113,638 Building $154,973
2025	$3,982.00 Homeowner's exemption	$263,345 Land $111,410 Building $151,935
2023	$3,623.00 (+0.56%) Homeowner's exemption	$253,121 Land $107,085 Building $146,036
2022	$3,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8340 Bowen Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2016 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8340 Bowen Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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