834 Wharfside Rd, San Mateo, CA 94404 Property Records

San Mateo County property record for 834 Wharfside Rd, San Mateo, CA 94404

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,555 sqft · built 1979
Lot Size3.15 acres (137,416 sqft)
OwnerIndividual Name on Record
Last Sale$1,351,000 (Feb 2022)
Tax Bill$17,992 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN106-720-190

Property Details

APN / Parcel Number

Primary APN106-720-190

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units312 Units
Stories2 Stories
Building Area1,555 sqft Living Area
Game RoomGame Room
StudyStudy
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Roof MaterialComposition Shingle
Lot Area137,416 sqft
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address834 WHARFSIDE RD
CitySAN MATEO
StateCA
Zip94404-2014
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMR2PD
Legal DescriptionUNIT 3-2-7 HARBORTOWN PHASE 5 REEL 7829 IMAGE 1257
Legal SubdivisionHARBORTOWN PHASE 5
Legal Lot Number1
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1001
Census Tract607900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address834 WHARFSIDE RD, SAN MATEO, CA 94404-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Grant Deed, Transfer · Conventional Mortgage
PNC BANK NA
Oct 5, 2018Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleOct 5, 2018 · Amount on Record
Deed Document Number202213934
Record UpdatedOct 29, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateFeb 16, 2022
Property Address834 WHARFSIDE RD, SAN MATEO, CA 94404-2014
Document Number0000013934
Map ReferenceVOL 97 PG 3-8
Instrument DateFeb 4, 2022
Instrument2022-013934
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,241.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 WHARFSIDE RD, SAN MATEO, CA 94404-2014

Mortgage

Document Number0000013935
DateFeb 16, 2022
Instrument2022-013935
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMar 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.5%
IndexOther
Margin3
Max Rate7.5%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateOct 5, 2018
Property Address834 WHARFSIDE RD, SAN MATEO, CA 94404-2014
Document Number0000077589
Map ReferenceVOL9 PG3-8
Instrument DateAug 15, 2018
Instrument2018-077589
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address834 WHARFSIDE RD, SAN MATEO, CA 94404-2014

Mortgage

Document Number0000077590
DateOct 5, 2018
Instrument2018-077590
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,462,145 (+2%) Land $438,642 Building $1,023,503
2025$17,992.00 (+4.6%)$1,433,477 (+4.04%) Land $430,042 Building $1,003,435
2023$17,200.00 (-1.31%)$1,377,815 Land $413,344 Building $964,471$1,116,990
2022$17,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims3 (2005–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESTERO MUNICIPAL IMPROVEMENT DISTRICT
serves 36,556 people · EPA ID CA4110021
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Astound Broadband, GeoLinks, Sail Internet, T-Mobile, Verizon.

Nearby Properties on Wharfside Rd

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