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834 Terranova Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 834 Terranova Rd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,868 sqft · built 2008
Lot Size0.274 acres (11,927 sqft)
Owner2 Individual Names on Record
Last Sale$197,500 (Jul 2019)
Tax Bill$2,899 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN26-29-14-687811-000010

Property Details

APN / Parcel Number

Primary APN26-29-14-687811-000010
Alternative APNs
  • 142926687811000010
  • 42926000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,868 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,868 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area11,927 sqft (0.274 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft
PorchScreened/Unfinished Porch
Porch Area228 sqft

Location & Zoning

Street Address834 TERRANOVA RD
CityWINTER HAVEN
StateFL
Zip33884-3440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRANOVA PHASE V-A PB 135 PGS 37 & 38 LOT 1
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTERRANOVA PHASE V - A
Legal PhaseV
Legal Tract687811
Legal Block4
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4026
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address834 TERRANOVA RD, WINTER HAVEN, FL 33884-3440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2019 · Amount on Record
Deed SaleJul 24, 2019 · Amount on Record
Prior SaleMar 26, 2014 · Amount on Record
Deed Document Number2019154370
Deed Book / Page10916 / 1745
Prior Transfer DateFeb 17, 2011
Prior Transfer Doc0000036880
Record UpdatedOct 29, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 24, 2019
Property Address834 TERRANOVA RD, WINTER HAVEN, FL 33884-3440
Document Number0109161745
Book / Page010916 / 001745
Instrument DateJul 12, 2019
Instrument154370
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanyTITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,382.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address834 TERRANOVA RD WINTER HAVEN FL 338843440, WINTER HAVEN, FL 33884-3440

Mortgage

Document Number109161747
DateJul 24, 2019
Book Page010916/001747
Instrument154371
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 23, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,897 (+2.7%)$228,296 (-3.12%) Land $40,000 Building $188,296
2025$2,899.00 (+6.27%) Homeowner's exemption$198,537 (+5.99%)$235,656 (-19.03%) Land $40,000 Building $195,656
2023$2,728.00 (+3.1%) Homeowner's exemption$187,322 (+3%)$291,051 (+14.37%) Land $40,000 Building $251,051
2022$2,646.00 Homeowner's exemption$181,866$254,489 Land $34,000 Building $220,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation139.7 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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