834 S Prospect Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 834 S Prospect Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	1,834 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2015)
Tax Bill	$11,087 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`06-14-211-014`

Property Details

APN / Parcel Number

Primary APN	`06-14-211-014`

Interior

Building Area	1,834 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,014 sqft
2nd Floor Area	820 sqft
Basement Area	654 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	11.4 ft deep x 6.4 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	834 S PROSPECT AVE
City	ELMHURST
State	IL
Zip	60126-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STONES BUTTERFIELD RD ADD /EX S 3 FT/
Legal Subdivision	STONES BUTTERFIELD RD ADD
Legal Block	15
Legal Lot Number	5
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	1
Census Block	1016
Census Tract	844100

Owner

834 S Prospect Ave is owned and occupied by two individuals who bought it in June 2015.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	834 S PROSPECT AVE, ELMHURST, IL 60126-4818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2015 · Amount on File
Deed Sale	Jun 3, 2015 · Amount on File
Deed Document Number	201559012
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	834 S PROSPECT AVE, ELMHURST, IL 60126-4818
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126445
Date	Dec 11, 2017
Instrument	R2017-126445

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Min Rate At Change	5.73%
Max Rate	18%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	834 S PROSPECT AVE, ELMHURST, IL 60126-4818
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126444
Date	Dec 11, 2017
Instrument	R2017-126444

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	834 S PROSPECT AVE, ELMHURST, IL 60126-4818
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055584
Date	Apr 8, 2021
Instrument	R2021-055584

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 834 S Prospect Ave was $11,087 with a homeowner's exemption, up 3.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,087.00 (+3.93%) Homeowner's exemption	$199,571 (+7.86%) Land $92,565 Building $107,006	$598,713 (+7.86%) Land $277,695 Building $321,018
2024	$10,668.00	$185,028 Land $85,820 Building $99,208	$555,084 Land $257,460 Building $297,624
2022	$9,608.00 Homeowner's exemption	$164,460 Land $76,280 Building $88,180	$493,380 Land $228,840 Building $264,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 834 S Prospect Ave in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	73 (1979–2015)
Claims Outside the SFHA	25 of 73
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2013 · 12 claims Severe Storms And Flooding, Jul 2010 · 4 claims Severe Storms & Flooding, Aug 1987 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 834 S Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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