834 Ridge Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 834 Ridge Rd, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details1,324 sqft · built 1948
Lot Size0.173 acres (7,536 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Apr 2004)
Tax Bill$10,283 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-00270-0000-00012

Property Details

APN / Parcel Number

Primary APN04-00270-0000-00012
Alternative APN
  • 040027000012

Interior

Stories2 Stories
Building Area1,324 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area7,536 sqft (0.173 acres)
Lot Dimensions137 ft deep x 55 ft wide
Garage TypeAttached

Location & Zoning

Old Parcel Number040027000012
Street Address834 RIDGE RD
CityCEDAR GROVE
StateNJ
Zip07009-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description55X137
Legal SubdivisionRIDGE WOOD ACRES SEC 01
Legal Block270
Legal Lot Number12
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group6
Census Block6004
Census Tract21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address834 RIDGE RD, CEDAR GROVE, NJ 07009-1612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Line of Credit
PROPONENT FCU
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA
Feb 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROPONENT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2004 · Amount on Record
Deed SaleApr 15, 2004 · Amount on Record
Deed Book / Page6061 / 202
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address834 RIDGE RD, CEDAR GROVE, NJ 07009-1612
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009069
DateFeb 1, 2022
Instrument2022009069
Lender
NamePROPONENT FCU
TypeCredit Union
AddressNUTLEY, NJ 07110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 31, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address834 RIDGE RD, CEDAR GROVE, NJ 07009-1612
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021038993
DateMar 30, 2021
Instrument2021038993
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address834 RIDGE RD, CEDAR GROVE, NJ 07009-1612
Document Number0000015580
Instrument DateFeb 9, 2019
Transaction TypeMortgage
Record UpdatedMay 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 RIDGE RD CEDAR GROVE NJ 070091612, CEDAR GROVE, NJ 07009-1612

Mortgage

Document Number0000015580
DateFeb 22, 2019
Instrument15580
Lender
NamePROPONENT FCU
TypeCredit Union
AddressNUTLEY, NJ 07110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 21, 2034

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$641,900 (+67.73%) Land $381,400 Building $260,500$641,900 (+67.73%) Land $381,400 Building $260,500
2025$10,283.00 (+2.8%)$382,700 (-) Land $252,200 Building $130,500$382,700 (-) Land $252,200 Building $130,500
2024$10,003.00 (+1.95%)
2023$382,700 Land $252,200 Building $130,500$382,700 Land $252,200 Building $130,500
2022$9,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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