834 N 4th St, Reading, PA 19601 Property Records

Berks County property record for 834 N 4th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,810 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$58,900 (May 1997)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-50-75-2011`

Property Details

APN / Parcel Number

Primary APN	`5307-50-75-2011`
Alternative APNs	`14-5307-50-75-2011` `14066475` `066475`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14066475
Street Address	834 N 4TH ST
City	READING
State	PA
Zip	19601-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

834 N 4th St is owned and occupied by an individual who bought it in May 1997.

Source: Berks County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	834 N 4TH ST, READING, PA 19601-2521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage UTILITIES EMPLOYEES CU
Apr 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage UTILITIES EMPLOYEES CU
May 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTILITIES EMPLOYEES CU
Apr 9, 2019	Deed of Trust, Mortgage UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 1997 · Amount on File
Deed Sale	May 21, 1997 · Amount on File
Deed Book / Page	2832 / 2044
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Oct 5, 2026
Property Address	834 N 4TH ST, READING, PA 19601-2521
Document Number	0000033400
Instrument Date	Sep 29, 2026
Instrument	202633400
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 N 4TH ST, READING, PA 19601-2521

Mortgage

Document Number	0000033400,
Date	Oct 5, 2026
Instrument	202633400

Lender

Name	UTILITIES EMPLOYEES CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 26, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	834 N 4TH ST, READING, PA 19601-2521
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012313
Date	Apr 29, 2024
Instrument	2024012313

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	11 MERIDIAN BLVD, WYOMISSING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 12, 2034

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	834 N 4TH ST, READING, PA 19601-2521
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020433
Date	May 17, 2022
Instrument	2022020433

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 16, 2042

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	834 N 4TH ST, READING, PA 19601-2521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010720
Date	Apr 9, 2019
Instrument	2019010720

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 31, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 834 N 4th St was $1,642 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00 Homeowner's exemption	$58,200 Land $10,200 Building $48,000	$10,200 Land $10,200
2024	$1,540.00	$58,200 Land $10,200 Building $48,000
1994			$58,200 Land $10,200 Building $48,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 834 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 834 N 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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