Cook County property record for 834 Elma Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1958 |
| Lot Size | 0.242 acres (10,519 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Dec 2019) |
| Tax Bill | $5,181 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-106-085 |
| Primary APN | 06-06-106-085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,519 sqft (0.242 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 834 ELMA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SECOND) ADD TO (BLACKHAWK)(MANOR) SUB PT OF SECS 6&7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | SECOND ADD TO BLACKHAWK MANOR |
| Legal Lot Number | 196,1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 804313 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 834 ELMA AVE, ELGIN, IL 60120-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Dec 3, 2019 | Warranty Deed, Transfer · FHA Mortgage COMPASS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on Record |
| Deed Sale | Dec 3, 2019 · Amount on Record |
| Prior Sale | Mar 8, 2000 · Amount on Record |
| Deed Document Number | 201917160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 834 ELMA AVE, ELGIN, IL 60120-2304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005920093 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2205920093 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Rate | 2.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 3, 2019 |
| Property Address | 834 ELMA AVE, ELGIN, IL 60120-2304 |
| Document Number | 1933717160 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 33717160 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1690 MULBERRY LN #C ELGIN IL 601237047, C, ELGIN, IL 60123-7047 |
| Document Number | 1933717161 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 33717161 |
| Name | COMPASS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,000 (+16.67%) Land $7,363 Building $13,637 | $210,000 (+16.67%) Land $73,630 Building $136,370 | |
| 2023 | $5,181.00 (+2.9%) | ||
| 2022 | $5,035.00 | $17,999 Land $4,207 Building $13,792 | $179,990 Land $42,070 Building $137,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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