834 E Seventh St, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 834 E Seventh St, Lexington, KY 40505

Property Summary

Property Type	Single Family Home
Details	1 ba · 986 sqft · built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$133,900 (Oct 2025)
Tax Bill	$1,687 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Sale & Mortgage + 1 more
APN	`15452500`

Property Details

APN / Parcel Number

Primary APN	`15452500`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	986 sqft Living Area
Basement Area	986 sqft
Unfinished Basement	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	834 E SEVENTH ST
City	LEXINGTON
State	KY
Zip	40505-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	1-030 LOUDON PARK LOT 26; BOOK: 3614 PAGE: 738
Legal Subdivision	THIRD SEVENTH
Legal Block	B
Legal Lot Number	26
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2022
Census Tract	400

Owner

834 E Seventh St is owned and occupied by two individuals who bought it in October 2025.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	834 E SEVENTH ST, LEXINGTON, KY 40505-3916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 2, 2025	Deed, Transfer · Commercial Mortgage J ROBERT CLARK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Sep 2, 2025 · Amount on File
Deed Document Number	2025189
Deed Book / Page	4157 / 737
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	834 E SEVENTH ST, LEXINGTON, KY 40505-3916
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 E SEVENTH ST, LEXINGTON, KY 40505-3916

Mortgage

Document Number	MB11087/268
Date	Oct 15, 2025
Book Page	MB 11087/268
Instrument	202510150191

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 15, 2025
Property Address	834 E SEVENTH ST, LEXINGTON, KY 40505-3916
Document Number	DB4157/737
Book / Page	DB 4157 / 737
Map Reference	CAB E SL 233
Instrument Date	Oct 14, 2025
Instrument	202510150189
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	TRUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1585 MERCER RD, LEXINGTON, KY 40511-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	834 E SEVENTH ST, LEXINGTON, KY 40505-3916

Mortgage

Document Number	MB11087247
Date	Oct 15, 2025
Instrument	MB 11087/247

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 2, 2025
Property Address	834 E SEVENTH ST, LEXINGTON, KY 40505-3916
Document Number	DB4150/133
Book / Page	DB 4150 / 133
Map Reference	CAB E SL 233
Instrument Date	Aug 29, 2025
Instrument	202509020118
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 HUTCHISON RD, PARIS, KY 40361-9026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 MERCER RD STE 110, 110, LEXINGTON, KY 40511-1669

Mortgage

Document Number	MB11060313
Date	Sep 2, 2025
Instrument	MB 11060/313

Lender

Name	J ROBERT CLARK
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Aug 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 834 E Seventh St was $1,687, up 95% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,687.00 (+95.03%)	$133,900 (+91.29%)	$133,900 (+91.29%)
2025	$865.00	$70,000	$70,000
2023	$840.00	$68,000	$68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 834 E Seventh St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 834 E Seventh St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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