834 Circle Dr, Red Bud, IL 62278 Property Records

Randolph County property record for 834 Circle Dr, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Oct 2023)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-132-009-00`

Property Details

APN / Parcel Number

Primary APN	`13-132-009-00`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	834 CIRCLE DR
City	RED BUD
State	IL
Zip	62278-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	219/591 2015R00164 2020R01690 2023R02876 LOT 18 RED BUD DEVELOPMENT INC 1ST ADD CITY OF RED BUD
Legal Subdivision	RED BUD DEVELOPMENT INC 1ST ADD
Legal Lot Number	18
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	4
Census Block	4035
Census Tract	950800

Owner

834 Circle Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	834 CIRCLE DR, RED BUD, IL 62278-1706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 20, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	May 20, 2020 · Amount on File
Deed Document Number	20232876
Prior Transfer Date	Jan 9, 2015
Prior Transfer Doc	2015R00164
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	834 CIRCLE DR, RED BUD, IL 62278-1706
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 CIRCLE DR, RED BUD, IL 62278-1706

Mortgage

Document Number	2025R02779
Date	Sep 26, 2025
Instrument	2025R02779

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Oct 12, 2023
Property Address	834 CIRCLE DR, RED BUD, IL 62278-1706
Document Number	2023R02876
Map Reference	PR I PG 5
Instrument Date	Oct 11, 2023
Instrument	2023R02876
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	834 CIRCLE DR, RED BUD, IL 62278-1706

Mortgage

Document Number	2023R02877
Date	Oct 12, 2023
Instrument	2023R02877

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.63%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	May 20, 2020
Property Address	834 CIRCLE DR, RED BUD, IL 62278-1706
Document Number	2020R01690
Map Reference	BK 213 PG 233
Instrument Date	May 15, 2020
Instrument	2020R01690
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 CIRCLE DR, RED BUD, IL 62278-1706

Mortgage

Document Number	2020R01691
Date	May 20, 2020
Instrument	2020R01691

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 834 Circle Dr was $3,826 with a homeowner's exemption, up 7.2% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+7.23%) Homeowner's exemption	$70,015 (+6.56%) Land $10,490 Building $59,525	$210,045 (+6.56%) Land $31,470 Building $178,575
2024	$3,568.00 Homeowner's exemption	$65,705 Land $9,845 Building $55,860	$197,115 Land $29,535 Building $167,580
2022	$3,069.00 Homeowner's exemption	$57,355 Land $8,595 Building $48,760	$172,065 Land $25,785 Building $146,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 834 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 834 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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