8338 Oak Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8338 Oak Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,304 sqft · built 2005
Lot Size	0.298 acres (13,020 sqft)
Owner	Individual Name on Record
Last Sale	$247,100 (May 2021)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J B 003.06`

Property Details

APN / Parcel Number

Primary APN	`171J B 003.06`
Alternative APN	`0000152418`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,020 sqft (0.298 acres)
Lot Dimensions	120 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000152418
Old Parcel Number	171J B 00306
Street Address	8338 OAK DR
City	CHATTANOOGA
State	TN
Zip	37421-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 MYSTIC BROOK SUB PB76 PG93 OUT OF 171J-B-3 FOR 2005
Legal Subdivision	MYSTIC BROOK SUB
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3016
Census Tract	11326

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8338 OAK DR, CHATTANOOGA, TN 37421-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 30, 2020	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2021051900138
Deed Book / Page	12491 / 309
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 19, 2021
Property Address	8338 OAK DR, CHATTANOOGA, TN 37421-4339
Document Number	0000000138
Book / Page	12491 / 309
Map Reference	MB 76 PG 93
Instrument Date	May 14, 2021
Instrument	2021051900138
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$914.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8338 OAK DR, CHATTANOOGA, TN 37421-4339

Mortgage

Document Number	0012491311
Date	May 19, 2021
Instrument	12491/311

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 30, 2020
Property Address	8338 OAK DR, CHATTANOOGA, TN 37421-4339
Document Number	1030000173
Book / Page	012211 / 000815
Instrument Date	Oct 23, 2020
Instrument	201030000173
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8338 OAK DR CHATTANOOGA TN 374214339, CHATTANOOGA, TN 37421-4339

Mortgage

Document Number	1030000175
Date	Oct 30, 2020
Book Page	012211/000819
Instrument	201030000175

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (+3.3%)	$76,525 (+52.59%)	$306,100 (+52.59%) Land $65,000 Building $241,100
2024	$1,122.00	$50,150 (-)	$200,600 (-) Land $50,000 Building $150,600
2023	$1,122.00	$50,150 (-)	$200,600 (-) Land $50,000 Building $150,600
2022	$1,122.00	$50,150	$200,600 Land $50,000 Building $150,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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