8338 Heath Cliff Ct, El Cajon, CA 92021 Property Records

San Diego County property record for 8338 Heath Cliff Ct, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,372 sqft · built 1998
Lot Size	0.244 acres (10,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$657,500 (Jun 2015)
Tax Bill	$9,990 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-202-33-00`

Property Details

APN / Parcel Number

Primary APN	`401-202-33-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,372 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,640 sqft (0.244 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	8338 HEATH CLIFF CT
City	EL CAJON
State	CA
Zip	92021-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 97 TR 013343
Legal Subdivision	COUNTY/SAN DIEGO #5076
Legal Tract	013343
Legal Block	2
Legal Lot Number	97
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	16809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8338 HEATH CLIFF CT, EL CAJON, CA 92021-8842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2015 · Amount on Record
Deed Sale	Jun 4, 2015 · Amount on Record
Prior Sale	Jan 9, 2003 · Amount on Record
Deed Document Number	2015287828
Prior Transfer Date	Jul 10, 2014
Prior Transfer Doc	0000300368
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8338 HEATH CLIFF CT, EL CAJON, CA 92021-8842
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8338 HEATH CLIFF CT, EL CAJON, CA 92021-8842

Mortgage

Document Number	0000292357
Date	Oct 20, 2025
Instrument	2025-0292357

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8338 HEATH CLIFF CT, EL CAJON, CA 92021-8842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8338 HEATH CLIFF CT, EL CAJON, CA 92021-8842

Mortgage

Document Number	0000672490
Date	Oct 30, 2020
Instrument	2020-0672490

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$806,010 (+2%) Land $181,042 Building $624,968
2025	$9,990.00 (+3.21%) Homeowner's exemption	$790,207 (+4.04%) Land $177,493 Building $612,714
2023	$9,679.00 (+2.53%) Homeowner's exemption	$759,523 Land $170,601 Building $588,922
2022	$9,440.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Feb 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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