Santa Rosa County property record for 8335 Onich Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,778 sqft · built 2003 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $449,900 (Aug 2026) |
| Tax Bill | $2,138 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-2S-26-0082-00B00-0300 |
| Primary APN | 16-2S-26-0082-00B00-0300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,778 sqft Living Area |
| Gross Area | 3,484 sqft |
| 1st Floor Area | 2,778 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,282 sqft (0.259 acres) |
| Lot Dimensions | 123 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8335 ONICH DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ASHBERRY WOODS LOT 30 BLK B AS DES IN OR 2240 PG 1956 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 16 |
| Legal Subdivision | ASHBERRY WOODS |
| Legal Block | B |
| Legal Lot Number | 30 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3160 W 108 N, ANGOLA, IN 46703-9482 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer OMEGA TITLE, OMEGA NATIONAL TITLE |
| Jul 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OHIO VALLEY BANK |
| Apr 1, 2026 | Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE CORPORATION |
| Apr 1, 2026 | Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on Record |
| Deed Sale | Aug 28, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2026 · Amount on Record |
| Deed Document Number | 202643812 |
| Deed Book / Page | 4783 / 985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 8335 ONICH DR, NAVARRE, FL 32566-3611 |
| Document Number | 0000043812 |
| Book / Page | 4783 / 985 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202643812 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | OMEGA TITLE, OMEGA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $318,079.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3160 W 108 N, ANGOLA, IN 46703-9482 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 8335 ONICH DR, NAVARRE, FL 32566-3611 |
| Document Number | 0000034462 |
| Book / Page | 4765 / 456 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202634462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8335 ONICH DR, NAVARRE, FL 32566-3611 |
| Document Number | 0000034462, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 4765/456 |
| Instrument | 202634462 |
| Name | OHIO VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12.1% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 8335 ONICH DR, NAVARRE, FL 32566-3611 |
| Document Number | 0000016110 |
| Book / Page | 4726 / 1657 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202616110 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | CURE TITLE, PURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 399 WILDER RD, VINTON, OH 45686-9005 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016111, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202616111 |
| Name | GATEWAY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 8335 ONICH DR, NAVARRE, FL 32566-3611 |
| Document Number | 0047261657 |
| Book / Page | 4726 / 1657 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202616110 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | PURE TITLE LLC, PURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 399 WILDER RD, VINTON, OH 45686-9005 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016111, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202616111 |
| Name | GATEWAY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.87% |
|---|---|
| Max Rate | -1% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,138.00 (+3.94%) | $205,868 (+2.9%) | $367,087 (+12.11%) Land $52,000 Building $315,087 |
| 2024 | $2,057.00 (+2.64%) Homeowner's exemption | $200,066 (+3%) | $327,428 (-0.29%) Land $48,000 Building $279,428 |
| 2023 | $2,004.00 (+2.98%) Homeowner's exemption | $194,239 (+3%) | $328,367 (+11.21%) Land $38,000 Building $290,367 |
| 2022 | $1,946.00 Homeowner's exemption | $188,582 | $295,262 Land $35,000 Building $260,262 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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