83327 Saddle Ranch Rd, Indio, CA 92203 Property Records

Riverside County property record for 83327 Saddle Ranch Rd, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,930 sqft · built 2020
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$461,500 (Feb 2021)
Tax Bill	$6,139 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`692-440-031`

Property Details

APN / Parcel Number

Primary APN	`692-440-031`
Alternative APN	`679810031`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	7,840 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Material	Tile
Lot Area	7,840 sqft (0.179 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	692440031
Old Parcel Number	679810031
Street Address	83327 SADDLE RANCH RD
City	INDIO
State	CA
Zip	92203-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 227 MB 369/047 TR 32149
Legal Tract	32149
Legal Lot Number	227
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3007
Census Tract	45306

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	83327 SADDLE RANCH RD, INDIO, CA 92203-2852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Feb 2, 2021	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Dec 11, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Prior Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	2021-0067292
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	83327 SADDLE RANCH RD, INDIO, CA 92203-2852
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83327 SADDLE RANCH RD, INDIO, CA 92203-2852

Mortgage

Document Number	0000028693
Date	Jan 29, 2026
Instrument	2026-0028693

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 2, 2021
Property Address	83327 SADDLE RANCH RD, INDIO, CA 92203-2852
Document Number	0000067292
Map Reference	MB 369 PG 47-60
Instrument Date	Dec 4, 2020
Instrument	2021-0067292
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83327 SADDLE RANCH RD, INDIO, CA 92203-2852

Mortgage

Document Number	0000067293
Date	Feb 2, 2021
Instrument	2021-0067293

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2019
Property Address	83327 SADDLE RANCH RD, INDIO, CA 92203-2852
Document Number	0000510183
Instrument Date	Dec 6, 2019
Instrument	510183
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,167.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2280 WARDLOW CIR #100 CORONA CA 928802879, 100, CORONA, CA 92880-2879
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,139.00 (-19.06%) Disabled Person's exemption Veteran's exemption	$499,107 (+4.04%) Land $97,418 Building $401,689
2023	$7,585.00 (+2.2%)	$479,728 Land $93,636 Building $386,092
2022	$7,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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