8331 Mount Harmony Ln, Owings, MD 20736 Property Records

Calvert County property record for 8331 Mount Harmony Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,652 sqft · built 1968
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (May 1997)
Tax Bill	$4,417 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-009718`

Property Details

APN / Parcel Number

Primary APN	`03-009718`
Alternative APNs	`3009718` `009718`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,652 sqft Total Area
Basement Area	735 sqft
Finished Basement	735 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Basement
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009718
Street Address	8331 MOUNT HARMONY LN
City	OWINGS
State	MD
Zip	20736-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 3 GRACE L HUTCHINS PROP
Legal Subdivision	HUTCHINS GRACE L PROP
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1007
Census Tract	860300

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8331 MOUNT HARMONY LN, OWINGS, MD 20736-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 1997 · Amount on Record
Deed Sale	May 27, 1997 · Amount on Record
Deed Document Number	19973009
Deed Book / Page	952 / 688
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,500 (+15.35%)	$417,900 (+7.48%) Land $151,200 Building $266,700
2025	$4,417.00 (+23.07%)
2023	$3,589.00 Homeowner's exemption	$345,467	$388,800 Land $151,200 Building $237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20