833 W Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 833 W Drayton St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,395 sqft · built 1921
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2023)
Tax Bill	$9,291 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-403-017`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-403-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	962 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Area	218 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	51 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	833 W DRAYTON ST
City	FERNDALE
State	MI
Zip	48220-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 A/R LA BELLE HEIGHTS SUB (31 & 32) LOT 3
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	LA BELLE HEIGHTS
Legal Lot Number	3
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3003
Census Tract	173200

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	833 W DRAYTON ST, FERNDALE, MI 48220-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 23, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	202367145
Deed Book / Page	58683 / 55
Prior Transfer Date	Aug 10, 2001
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 22, 2023
Property Address	833 W DRAYTON ST, FERNDALE, MI 48220-2732
Document Number	0000067145
Book / Page	58683 / 55
Map Reference	LB 48 PG 21
Instrument Date	Jun 16, 2023
Instrument	67145
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	833 W DRAYTON ST, FERNDALE, MI 48220-2732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SILMAN ST, FERNDALE, MI 48220-2508

Mortgage

Document Number	0005868357
Date	Jun 22, 2023
Instrument	58683/57

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	833 W DRAYTON ST, FERNDALE, MI 48220-2732
Document Number	0000108878
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 W DRAYTON ST FERNDALE MI 482202732, FERNDALE, MI 48220-2732

Mortgage

Document Number	0000108878
Date	Jun 5, 2020
Book Page	054310/000001
Instrument	108878

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 2, 2017
Property Address	833 W DRAYTON ST, FERNDALE, MI 48220-2732
Document Number	0000144750
Book / Page	50924 / 00877
Map Reference	LB 48 PG 21
Instrument Date	Jul 26, 2017
Instrument	144750
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	833 W DRAYTON ST, 833, FERNDALE, MI 48220-2732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S PLEASANT ST, ROYAL OAK, MI 48067-2439

Mortgage

Document Number	0000144751
Date	Aug 2, 2017
Instrument	144751

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,291.00 (-5.26%) Homeowner's exemption	$192,620 (+21.17%)	$385,240 (+21.17%)
2024	$9,807.00 (+37.45%)
2023		$158,970 (+8.49%)	$317,940 (+8.49%)
2022	$7,135.00 (-0.63%) Homeowner's exemption	$146,530	$293,060
2021	$7,180.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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