833 Summerview Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 833 Summerview Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1982
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$126,300 (Sep 2001)
Tax Bill$2,653 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN579102A083

Property Details

APN / Parcel Number

Primary APN579102A083
Alternative APN
  • 3-0037-5265-00-0162.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area2,496 sqft
1st Floor Area988 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck AreaDeck Area
Patio Area716 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number579102A083
Street Address833 SUMMERVIEW DR
CitySAINT CHARLES
StateMO
Zip63304-2654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSUMMERFIELD #3 LOT 162
Legal SubdivisionSUMMERFIELD #3
Legal Lot Number162
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2007
Census Tract311150

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address833 SUMMERVIEW DR, SAINT CHARLES, MO 63304-2654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 1, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2001 · Amount on Record
Deed SaleSep 14, 2001 · Amount on Record
Prior SaleSep 2, 1998 · Amount on Record
Deed Document Number200178444
Deed Book / Page2664 / 1370
Prior Transfer DateSep 4, 2001
Prior Transfer Doc0000078444
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address833 SUMMERVIEW DR, SAINT CHARLES, MO 63304-2654
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address833 SUMMERVIEW DR, SAINT CHARLES, MO 63304-2654

Mortgage

Document Number0000044187
DateOct 6, 2025
Instrument2025R-044187
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 24, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address833 SUMMERVIEW DR, SAINT CHARLES, MO 63304-2654
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016281
DateMay 1, 2023
Instrument2023R-016281
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,566 (-)$234,558 (-) Building $234,558
2025$2,653.00$44,566 (-1.36%)$234,558 (-1.36%)
2023$45,179
2022$237,785 Land $45,000 Building $192,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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