Kane County property record for 833 N Spring St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,872 sqft · built 1907 |
| Lot Size | 0.245 acres (10,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2020) |
| Tax Bill | $6,992 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-156-005 |
| Primary APN | 06-12-156-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,806 sqft |
| Basement Area | 934 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,660 sqft (0.245 acres) |
| Lot Dimensions | 162 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 833 N SPRING ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 2ND ADDN LOT 6 BLOCK 1 |
| Legal Subdivision | GROTE&WALDRONS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-156-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 833 N SPRING ST, ELGIN, IL 60120-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 31, 2020 | Warranty Deed, Transfer · VA Mortgage SYNERGY ONE LENDING |
| May 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 17, 2018 | Loan Modification, Mortgage · FHA Mortgage MID AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Prior Sale | Mar 10, 2016 · Amount on Record |
| Deed Document Number | 202042002 |
| Prior Transfer Date | Apr 14, 2015 |
| Prior Transfer Doc | 0000022012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 31, 2020 |
| Property Address | 833 N SPRING ST, ELGIN, IL 60120-2913 |
| Document Number | 0000042002 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020K042002 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 833 N SPRING ST, 833, ELGIN, IL 60120-2913 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 833 N SPRING ST, ELGIN, IL 60120-2913 |
| Document Number | 0000042003 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020K042003 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 833 N SPRING ST, ELGIN, IL 60120-2913 |
| Document Number | 0000029353 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 833 N SPRING ST ELGIN IL 601202913, ELGIN, IL 60120-2913 |
| Document Number | 0000029353 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 29353 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 833 N SPRING ST, ELGIN, IL 60120-2913 |
| Document Number | 0000029352 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 833 N SPRING ST ELGIN IL 601202913, ELGIN, IL 60120-2913 |
| Document Number | 0000029352 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 29352 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIAB BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,992.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $91,784 (+21.39%) Land $19,320 Building $72,464 | $275,462 (+21.44%) Land $57,983 Building $217,479 | |
| 2022 | $6,035.00 (+4.57%) Homeowner's exemption | $75,609 (+6.96%) Land $15,915 Building $59,694 | $226,827 (+6.96%) Land $47,745 Building $179,082 |
| 2021 | $5,771.00 Homeowner's exemption | $70,689 Land $14,879 Building $55,810 | $212,067 Land $44,637 Building $167,430 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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