833 Main Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 833 Main Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1919
Lot Size	0.097 acres (4,250 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Nov 2024)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Mar 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.48-3-36`

Property Details

APN / Parcel Number

Primary APN	`421500 49.48-3-36`
Alternative APN	`150004904800030360000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,084 sqft Living Area
1st Floor Area	564 sqft
2nd Floor Area	520 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,250 sqft (0.097 acres)
Lot Dimensions	125 ft deep x 34 ft wide
Porch	Slab
Porch Area	188 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	833 MAIN AVE
City	SCHENECTADY
State	NY
Zip	12303-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AGED AFFIDAVIT REQUIRED 2 WOOD
Legal Block	3
Legal Lot Number	36.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1011
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	833 MAIN AVE, SCHENECTADY, NY 12303-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 27, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Feb 13, 2007 · Amount on Record
Deed Document Number	202465811
Deed Book / Page	2141 / 90
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	833 MAIN AVE, SCHENECTADY, NY 12303-1129
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042286
Date	Jul 18, 2024
Book Page	5384/754
Instrument	202442286

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	833 MAIN AVE, SCHENECTADY, NY 12303-1129
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 MAIN AVE, SCHENECTADY, NY 12303-1129

Mortgage

Document Number	0000007434
Date	Mar 27, 2025
Instrument	202507434

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 16, 2023
Property Address	833 MAIN AVE, SCHENECTADY, NY 12303-1129
Document Number	0000014864
Book / Page	2104 / 449
Instrument Date	Feb 17, 2023
Instrument	202314864
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 TENNANT AVE, SAN JOSE, CA 95138-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2337 E BEVERLY LN, PHOENIX, AZ 85022-2914

Mortgage

Document Number	0000014867
Date	Mar 16, 2023
Instrument	202314867

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00 (+6%)	$69,800 (-) Land $10,500 Building $59,300	$115,582 (+30.82%) Land $17,387 Building $98,195
2023		$69,800 (-) Land $10,500 Building $59,300	$88,354 (+3.8%) Land $13,291 Building $75,063
2022		$69,800 Land $10,500 Building $59,300	$85,122 Land $12,805 Building $72,317
2021	$3,551.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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