833 Harbor View Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 833 Harbor View Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,995 sqft · built 1956
Lot Size	0.358 acres (15,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Sep 2009)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-32408800`

Property Details

APN / Parcel Number

Primary APN	`03-165-32408800`
Alternative APNs	`316532408800` `16532408800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,995 sqft Living Area
Gross Area	2,567 sqft
1st Floor Area	1,604 sqft
Basement Area	391 sqft
Finished Basement	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Built-Up Asphalt
Lot Area	15,600 sqft (0.358 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	16532408800
Street Address	833 HARBOR VIEW TER
City	ANNAPOLIS
State	MD
Zip	21409-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1 2 BK AA SC 1 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	AA
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3004
Census Tract	731004

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	833 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2009 · Amount on Record
Deed Sale	Sep 17, 2009 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	20096776
Deed Book / Page	21512 / 135
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	833 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4640
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353200083
Date	Oct 2, 2020
Book Page	35320/83

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	833 HARBOR VIEW TER, ANNAPOLIS, MD 21409-4640
Document Number	0350880333
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	833 HARBOR VIEW TER ANNAPOLIS MD 214094640, ANNAPOLIS, MD 21409-4640

Mortgage

Document Number	0350880333
Date	Aug 21, 2020
Book Page	035088/000333

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2035

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,300 (+11.26%)	$438,500 (+15.12%) Land $259,800 Building $178,700
2025	$4,760.00 (+25.26%)
2023	$3,800.00 Homeowner's exemption	$376,867	$380,900 Land $249,800 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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